First, the process of handling student loans:
1. The loan acceptance department applies for a loan;
2. Prepare materials. Prepare relevant materials to register with the student financial assistance management department of the local education bureau, and receive the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the Application Form). The borrower needs to complete the application form and seal it completely;
3. Review the materials. When the borrower and * * * go to the student financial assistance management department of the county (city, district) education bureau where the form is registered, they need to provide two identification materials (including the borrower and * * * together with the borrower's ID card and photocopy, student ID card or admission notice, household registration book), and provide the application form and postal savings account number, which will be reviewed by the staff of the student financial assistance management department of the county education bureau;
4. Sign the contract. The borrower and * * * sign the Loan Contract for Student Credit Loan of China Development Bank with the borrower himself, sign the loan contract and authorize the Postal Savings Bank to deduct the loan principal and interest from the above account;
5. Return the contract receipt. After the loan contract is signed, students can report to colleges and universities with the contract. From 20 1 1, students only need to go to the financial aid center of colleges and universities to handle the electronic receipt, instead of mailing the paper receipt. If the student financial assistance management department of the Education Bureau does not receive the receipt within 30 days after registration (no later than 65438+1October 30), it is deemed that the student has cancelled the loan application;
6. Loan issuance and payment. According to the contract, the Postal Savings Bank will issue loans on the date agreed in the contract and wire the loan funds to the designated account of the borrowing student's university;
7. Repay the loan. After the borrower graduates, the students and the borrower are responsible for timely and fully depositing the funds into the personal account according to the loan contract.
Second, the application for student loans must be used to pay tuition fees?
No; The state clearly stipulates that students applying for national student loans must meet the following conditions:
1, full-time undergraduate students (including higher vocational students), graduate students and students with second bachelor's degree in ordinary universities;
2. Have People's Republic of China (PRC) nationality and People's Republic of China (PRC) national identity card;
3. Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);
4, honest and trustworthy, law-abiding, no illegal behavior;
5. study hard and be able to complete your studies normally;
6. Due to the family's financial difficulties, the income earned during the school period is not enough to cover the basic expenses (including tuition and accommodation) needed to complete their studies.