When you go to college, you can apply for a student-origin credit loan.

1. If you apply to the school loan institution, you will get a national student loan application form and prepare the materials according to the above requirements. Including your identity, the key is the family poverty certificate. You need to write down your family difficulties truthfully and let the township or street administrative department where your home is located stamp it.

2. After submitting the loan application form and all materials to the school, the school will review the completeness and authenticity of your materials, and the school will submit your materials and application confirmation form to the bank for review. After the bank completes the audit and confirms that you meet the requirements, it will send the loan contract to the school for the school to organize loan students to sign.

3. After the contract is signed, the bank will issue a debit card to each student, and enter the bank card according to the regulations.

Extended data:

loan application

The borrower applies for a loan to the county (management center) where his household registration is located, and fills in the following loan materials:

1, the original (copy) of the borrower's household registration book and the borrower * * *

2. The original and photocopy of the borrower and the borrower's identity card (or valid identity certificate).

3. Student identification. Freshmen with university admission notice and its copy; Students are required to show their student ID card and proof of the borrower's source of life in the borrower's university.

business credit loans

2. Can college students borrow money to buy a house?

College students can buy a house, but they need to meet several conditions if they take out a loan. The loan needs to be audited by the bank, and the information provided has proof of salary income. So they need a guarantor to buy a house with a loan, and the guarantor is usually made by their parents, and the income certificate provided is basically their parents', so at most it is in your name, and parents pay for the house, so in the final analysis, it is still their parents.

In addition, some areas are restricted to purchase. For example, people who are not registered as local residents are only allowed to buy a house. Can you buy a house around here? In addition to loans, audits also depend on other policy factors. In some areas, it is required to pay social security at least 1 year locally, and in some areas, it is required to pay social security for 2 years. I don't know where you are. You'd better check online to see if there are any restrictions. Buying a house is a big deal, and the money needed is not a little bit, so these things should be discussed with parents. After all, a family can only buy two or three sets at most, and there is no need to buy more. In addition, the current national prevention and control is very strict, and the sales of houses have also shrunk dramatically recently. I suggest you read more books and ask more questions. If you really need it, you can start, but if you don't just need it, you have to wait for the opportunity. In addition, I suggest that you don't buy a house before you start working, because you don't know where you want to work. If we buy a house, we still have to help ourselves. If you have your own house and rent a house outside, I don't think it is necessary. If you want to invest, now is the time for house prices to go downhill. I suggest you think carefully and only represent your own point of view. If you think what I said is reasonable,

3. Can I apply for a loan when I am admitted to a university?

You can apply for a loan when you are admitted to a university, but your family's financial situation is limited.

At present, there are two kinds of domestic student loans: university national student loans and student-origin student loans.

Students and their parents (or other legal guardians) apply to the county (urban area) student financial assistance management center or financial institution where the students study. To apply for a college student loan, the school shall assist the students to complete it. Student loan is a credit loan, which does not need guarantee and mortgage. Students and parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.

Students applying for student loans should provide the following information: the original and photocopy of their valid residence identity documents; The admission notice and photocopy of the school or the student ID card and photocopy; A description of the family's financial difficulties; Proof of family financial difficulties issued by the civil affairs departments of townships, towns and streets.

The term of the national student loan shall not exceed six years after the borrower graduates, and the loan limit shall not exceed 6,000 yuan per student per academic year in principle. The specific loan amount of each student is determined by the school according to the total amount of school loans, tuition fees, accommodation fees, living standards and the degree of difficulty of students.

The national student loan discount will be implemented, and 100% of the borrowing students will be subsidized by the finance during their school days. The borrower's loan interest and penalty interest after graduation shall be paid in full by himself.

China Bank has been specializing in the national student loan business of universities directly under the central government, and China Development Bank mainly issues student-origin credit student loans.

By the end of 20 14, Bank of China had granted loans of RMB19.729 billion to support students10.6 million. The National Development Bank issued a total of 69.2 billion yuan of student loans to support 6.39 million students.

4. Can I apply for a loan when I go to college?

When you go to college, you can apply for a student-origin credit loan.

1. If you apply to the school loan institution, you will get a national student loan application form and prepare the materials according to the above requirements. Including a copy of your ID card, household registration book and student ID card, the key is the proof of family poverty, which requires you to write down your family difficulties truthfully and let the township or street administrative department where your home is located stamp it.

2. After submitting the loan application form and all materials to the school, the school will review the completeness and authenticity of your materials. If you meet the loan conditions, the school will submit your materials and application confirmation form to the bank for review. After the bank completes the audit and confirms that you meet the requirements, it will send the loan contract to the school for the school to organize loan students to sign.

After the contract is signed, the bank will issue a debit card to each student, and the money will be transferred to the bank card on the specified loan date.

Extended data:

loan application

The borrower shall apply for a loan to the Student Financial Assistance Management Center of the Education Bureau of the county (city, district) where his domicile is located (hereinafter referred to as the "County Financial Assistance Center"), fill in the loan application form and provide the following materials:

1. The borrower and the original and photocopy of the borrower's household registration book.

2. The original and photocopy of the borrower and the borrower's identity card (or valid identity certificate).

3. Student identification. Freshmen with university admission notice and its copy; Students should show their student ID card and the proof of the borrower's source of life issued by the borrower's university.