First of all, I want to tell you that all major banks do not have 1 month fixed deposits at present. The minimum is only 3 months, and the interest for 3 months is 46.5 yuan. But I suggest that if you are not in urgent need now, I suggest you save 6 thousand yuan for compound interest (rolling interest) or step-by-step method (the bank will explain it to you), so the interest will be higher. You need to bring your ID card when you go to handle it.