? I will never buy "luxury" beyond my ability. I have a family, and I have pressure from it. I have to support my family. It won't overspend like students, and students are all full of food. They have no pressure, and they were brought up by their parents. They don't know the hardships of making money in this society, and they have no responsibility on their shoulders. Anyone who has been married and given birth can appreciate the hardships of life. How difficult it is to raise a child now.

? If the old people at home don't help with the children, two people in their own family will have to take out a profitable labor force to take care of the children at home, and only one person can make money. Children have to eat milk powder, and they have to eat several barrels of milk powder a month. A bucket of milk powder, 200 yuan, is still moderate. Others eat more expensive milk powder, at least one month in 800 yuan. Children still need to use 5-6 diapers a day, and one diaper is at least one yuan, one day in 6 yuan and one month 180 yuan. Children grow faster, and basically buy hundreds of pieces of clothes every month. There is also a children's cart, which costs more than 500 yuan. Children also have a bunch of toys and some daily necessities, such as leaf powder, bathtub, shower gel, etc., all piled up with money. There is also the monthly living expenses of two people outside. A moonlight meal with vegetable oil and rice at least 1500 yuan. One month's rent, water and electricity add up to 700 yuan a month. Basically, a person pays 5000 yuan a month, which is only enough to live outside, and the deposit is relatively small. There are usually some unexpected expenses, so it is difficult for a person to support his family.

? Children grow up slowly, and going to kindergarten is also a big expense. When I grow up, I have to go to school again. Tuition and book fees are relatively high now, and those of us who are outside have to borrow money.

It would be much easier for two people to make money outside with the help of the elderly, but now the house price and car price are so expensive, and the new home with nothing has to be played slowly. Therefore, a person is under great pressure after marriage and has no money to buy things beyond his ability. Once a huge sum of money is owed, the family is basically ruined, so I dare not be so capricious after marriage.

I don't agree with this concept of consumption myself. No matter who it is, it will be better to spend within your own ability. Excessive consumption will put a lot of pressure on their later life. If they can't do it, they can get a credit card, spend in advance within their own ability, and then repay. This is a healthier consumption.