Generally speaking, students from poor families need to apply for national student loans from local banks through their schools. In principle, students apply once during their school days, and the bank issues national student loans by stages.

The maximum loan amount per student per academic year does not exceed 6000 yuan.

For more information about the loan, you can go to /24caet, or you can apply for the loan online. This is a formal institution that does not charge any fees before successfully lending; Your 1 loan is connected with many banks, which can help you improve the success rate of loan/lending and reduce your loan cost.

Second, how much can college students borrow?

The annual loan amount for full-time college students is 1000- 12000 yuan.

As long as qualified candidates can apply for student loans, full-time undergraduates (including second bachelor's degree and higher vocational students) do not exceed 12000 yuan per person per year. Generally, student loans give priority to paying tuition and accommodation fees during school, and the excess can be used for living expenses. The same student is not allowed to apply again within one year.

The process of applying for a student loan is as follows:

Make an application. Students should fill in relevant materials and prepare supporting materials after applying.

School institutions conduct preliminary examinations. The school conducts a preliminary examination of the materials provided by the students.

The handling bank carries out loan approval. After the preliminary examination, the school will submit the materials to the relevant bank for approval.

Approved by the relevant bank.

Sign a loan contract. After the approval, the school organizes relevant students to sign contracts and submit them to relevant banks.

The relevant banks issue loans. After the contract is signed, the relevant bank will transfer the loan agreement to the designated account.

3. How much can a college student loan be borrowed?

There are two ways: one is to help students, in small installments.

You can choose to travel, train and shop, with a certain interest every month, and you can download a golden bean installment mobile phone.

Then the app submits the order according to its own amount and number of periods, waiting for review.

Second, the student-origin loan is a national tariff. interest-free loan

Download the application form from the student loan website and bring a copy of your ID card to the local department.