How to apply for a college student loan? What are the methods? Let me sort out the relevant information and have a look!

How to apply for a college student loan 1 First, you must submit the application materials. After understanding the relevant policies, you need to prepare the corresponding loan application materials according to the regulations, mainly including ID card, household registration book, application form, proof of family economic status, etc. And then submit the prepared materials to the financial aid center of the school.

2. The school conducts a preliminary examination. After receiving the loan application materials provided by the students, the school financial aid center will conduct a preliminary examination of the relevant materials to see if the students meet the application conditions.

3. The bank conducts a review. After the preliminary examination, the school will transfer the relevant information to the loan bank, and the loan bank will review the loan qualification.

4. Sign a loan contract. After the bank has approved the applicant's information, it will notify the applicant to sign a loan contract and stipulate the repayment method and time limit.

5. Banks issue loans. After the loan contract is signed, the bank will issue the loan to the applicant as scheduled according to the contract.

6. Repay the loan in time after graduation. After the applicant finishes his studies, he needs to fulfill the repayment obligation according to the loan contract. After the loan is paid off, the loan contract is automatically terminated.

How much is the student loan? Student-origin student loans are mainly for freshmen and students with financial difficulties, and are used to pay tuition and daily living expenses for poor students. The amount of student loans for different academic qualifications is different. Full-time college students (including students with second bachelor's degree and higher vocational education): the amount of loan applied for by each person per year shall not exceed 8,000 yuan, and shall not be less than 1 1,000 yuan. If the sum of tuition and accommodation fees is less than 8,000 yuan per year, the loan amount can be determined according to the sum of tuition and accommodation fees. Full-time graduate students: the amount of loan each person applies for each year shall not exceed 12000 yuan, and shall not be less than 1000 yuan. If the sum of annual tuition and accommodation fees is less than 12000 yuan, the loan amount can be determined according to the sum of tuition and accommodation fees.

Second, what should I pay attention to when applying for a college student loan? How can I not deceive myself?

College students applying for student-origin credit student loans must meet the following conditions:

(However, people.

(2) There is a detailed address of the school and its departments.

(birth certificate, school registration certificate and other relevant documents; Proof of tuition, living expenses and other related learning expenses required by students during their study; The reference confirms.

(4) Students who meet the requirements of the loan bank and their moral performance prove that there is no bad credit behavior.

(5) Other conditions stipulated by the lending bank.

If it is a draw and you want to change less, choose the lowest Jiurong college student loan.

Third, how to apply for a college student loan?

After entering the university, the school will ask who wants it most, and generally you can get some poverty certificates by applying.