It is better to get a hard certificate than to go abroad. Many schools in the United States are controlled by GPA, and many minimum admission requirements are 3.0. The average GPA of students admitted to the top 50 universities in the United States is >: 3.5 ... and they can't graduate without a solid foundation.
IELTS, TOEFL and GRE are just "thresholds", just saying that "below this line, you will not be admitted". It doesn't mean that you will be treated differently if you pass the exam. If your English is good enough to improve the probability of admission, so many Latin students will not be admitted unconditionally. Besides, you have graduated for a year. If you apply for the United States, you need TOEFL +GRE/GMAT, and Canada needs IELTS +GRE/GMAT. GRE applies for science and engineering and GMAT business. I don't know about your language foundation, but I doubt whether normal people can do it in a month or two. Can you afford this long time?
2.04 GPA (if you don't count it casually), to be honest, only the papers retrieved by SCI or the grand prize of the American Mathematical Modeling Competition, or the internships of the top 500 companies or Daniel's real-name recommendation letter, such as the principal/dean, can make up for the weakness. Foreigners in the market also know what level the paper of "provincial XXX" is.
In the words of Canada ... well, let me show you the admission requirements of "University of Windsor" (assuming you want to study for a master's degree in economics): the traditional M.A. program involves one year's study. Admission requires an honorary degree in economics, or equivalent, and at least a B or 73% score from a recognized university.
The lowest is 73%. I don't know if it's enough to turn your grades into a hundred percent system. If you ask the intermediary, the intermediary will definitely say that your money is ok. You can apply for a school, and finally apply for a university with 200 partners in the United States (money can go to school). You want to cry.
Suggestion:
1, textual research (ACCA? CFA？ ), take an examination of civil servants, or learn a useful technology;
2. After having enough work experience, go to the UK/Australia for a one-year master's degree.