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The chaos of illegal campus loans has caught some college students in it. What policies have been introduced to prevent and control risks?
Those illegal campus loans that make college students deeply involved are about to be banned, and microfinance companies are not allowed to issue consumer online loans to college students. Due to the rapid development of the Internet age, the enjoyment of information has made many college students who have not left school begin to spend in advance. For example, if you like a luxury product or a long-awaited 3G product, but you don't have that much money for living expenses or work, you can withdraw some in advance. The network is full of all kinds of college students' consumer loans, and the unsecured operation also makes many college students feel excited. The environmental conditions are not very good. Many college students will choose to take the postgraduate entrance examination after graduation, and extending their study time means that they need more money. College students who have no rich work experience will definitely spend more money than expected in order to live or study.

Formal campus loans to banks and financial institutions will also raise the threshold for college students' campus loans, block those who want to take crooked ways and relax those who really need them. Young college students lack rich social experience, but because they are still protected by the campus, living in such an ivory tower will also make them have some fantasies. However, this silence seems to be broken when the relevant personnel who promote various campus loans walk into the campus.

Now, as long as you have a smart phone and search online, there will be various consumer loans open to college students. This kind of marketing for college students' consumption and loans is really dazzling.

In order to avoid more campus tragedies, banks, financial institutions and other departments that formally issue campus loans will raise the threshold for issuing loans and be more cautious in future audits.

For some college students who are in a hurry to use money, they may feel that their ways of borrowing money are beginning to narrow.

Many college students don't have the ability of high repayment, and they don't know the trap behind campus loans. This link will drag them into the abyss, and finally only their parents or relatives and friends will pay the price. The most terrible thing for young people is endless desire. They will inevitably be moved when they watch stars or all kinds of glamorous products or luxury goods online.

Some loans are even aimed at female college students' plastic surgery, which is a terrible bottomless black hole. They may have been dragged into the abyss of money, and then caused unknown harm to their bodies.

These policies are only introduced to minimize the taxable harm, but there is no guarantee that some young people will still get cash regardless.