The materials needed to handle the student loan include: school certificate, student ID card, family situation questionnaire and poverty certificate, identity cards of the applicant and parents, etc.

1. school certificate

Student-origin student loan is a kind of policy loan provided by the state for college students, so the applicant for the loan must be a college student and provide the Certificate of Studying with the official seal of the school and the official seal of the department.

2. Student ID card

The student ID card can prove that the applicant is a college student, so the applicant must also provide it. If the student ID card is not lost, the applicant needs to apply to the school separately and submit the proof of loss.

3. Family situation questionnaire and poverty certificate

College students need to submit poverty certificates for the first loan. Applicants can go to the township and county civil affairs departments to issue a three-level poverty certificate, and affix the official seal of the relevant departments. Then fill in the family situation questionnaire according to the requirements of the school teacher and hand it over to the school staff together with the poverty certificate.

4. Identity cards of the applicant and his parents.

General borrowers and * * * need to go to the financial aid center with borrowers. * * * The borrower is the guarantor of the borrower, usually his parents, so it is necessary to issue his and his parents' ID cards and copies.

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What documents do I need to bring with my student loan? Program?

The procedures for student loans are as follows:

1. Students who apply for loans submit written applications to their departments, which are recommended by their classes. The department conducts a preliminary examination of students according to the regulations, and submits the list and related materials to the Student Affairs Office on time.

2. Determining the Witness of Student Loan Generally, there are two witnesses of national student loans, namely 1 class teacher or counselor, 1 department head office.

3. Students must provide certificates and related requirements.

Completed national student application form in duplicate (not a copy);

Copy of my ID card in duplicate;

Two copies of my admission notice or student ID card;

Two copies of my school record;

Two copies of each parent's ID card;

1 Personal written loan application;

Other information stipulated by the loan bank.

4. The Student Affairs Office of the school will review the materials submitted by various departments and determine the final loan student list.

5, fill in the "national student loan contract" student information and fill in the application form, after the bank audit, the bank signed a loan contract with the students, "national student loan contract" in quadruplicate.

6. The loan bank will directly transfer the loan of this school year to the account designated by the borrower in the school according to the amount signed in the contract.

7. Change of loan contract

Borrowing students who need to repay in advance due to economic reasons can change the contract at the bank at any time and pay off all the loan principal and interest they have obtained. If the loan needs to be terminated due to special reasons, the student himself or the school will propose to the bank, and the contract will be changed accordingly, and then the student himself will go to the bank to perform the relevant procedures.

Borrowing students must go through the repayment confirmation procedures at the loan bank before graduation, and go through the corresponding contract change procedures according to the requirements of the loan bank.

8. Students who have obtained bank loans should deposit the repayable loan interest in their bank account (which can be deposited in any branch of the loan bank) before March, June, September and February 20th of each year.

Extended data

Interest-free loan conditions for college students:

1, college degree or above;

2. Not employed for more than 6 months after graduation, and registered as unemployed in the local labor and social security department;

3. The loan applicant must have a fixed residence or business premises;

4. Business license and business license, stable income and ability to repay principal and interest;

5. The projects invested by entrepreneurs have certain self-owned funds.

Preparation materials for college students' interest-free loans:

1, identification;

2. Students need to provide student ID cards and transcripts;

3. Graduates are required to provide graduation certificates and degree certificates;

4. Checklist of frequently used bankbooks or bank cards in the past 6 months;

5. Other credit certificates: scholarship certificate, certificate of class cadres, certificate of community activities, and certificates of various honors/social rewards, such as blood donation and voluntary teaching;

6. Check whether students have bad criminal records.