Writing ideas: According to the requirements of the topic, we can start with the introduction of the credit information system, then describe the relationship between college students and the credit information system, and what needs to be understood in the current era, and finally summarize what a college student can do for the credit information system.

College students are the leaders of youth groups, and their credit records are not only related to personal interests, but also to the moral standards and civilized quality of the whole people. Whether a country can be recognized by the world or based on the world is closely related to the moral quality of our contemporary college students.

In order to ensure that every college student can successfully complete their studies, the state provides us with many financial services: student loans, credit cards and so on. So many caring policies have provided a guarantee for our lives. However, just like cheating in exams and flooding resumes, it is not uncommon to default on student loans. The governor of the People's Bank of China once said bitterly that they helped with a burning heart, but the reality was chilling. Until 2004, the proportion of national loan arrears was still hovering at 20%-40%.

This kind of data makes us think deeply. The problem of college students' honesty is becoming more and more serious. How can we change the status quo?

Of course, it is very important to improve the integrity education system for college students, but the integrity problem needs to be solved urgently, and it takes time and energy to improve the integrity education system. Therefore, at present, it is particularly important to establish college students' credit files and conduct college students' credit investigation. Credit investigation is the quickest way to urge college students to improve their honesty awareness and solve honesty problems.