Most parents will give their children living expenses regularly every month because they are worried that their newly independent children will not spend reasonably. Of course, it's all a semester's salary. Whether we play regularly every month or play together all semester, as college students, we should have a plan for our money. We can allocate our money according to whether we need to spend money or not. For example, we can spend 60% on three meals a day, 20% on daily necessities and 20% on others. Living expenses are not as good as squeezing toothpaste, which can't be used up at the beginning of the month like toothpaste, and a small part is squeezed out by saving money. Therefore, we must spend money in a planned way. I can't eat or drink a few days ago, and I've been chewing steamed bread all the time.

Develop a good habit of keeping accounts

Because it is living expenses, it is not much. You may think it is unnecessary, but I think it is just the opposite. One of the necessities: you can remember the consumption you have used, you can check the historical bills when you are not clear, you can see the whereabouts of your money clearly, avoid thinking that it is lost or stolen, and relieve psychological doubts; Second, you can sum up whether consumption should be spent or not, and be wary of your own expenses in the future; Third, you can exercise your financial management ability, which is good for the future. So the habit of keeping accounts is very necessary for me personally.

Put an end to consumption beyond one's ability

The so-called living expenses are called living expenses because they are the necessary expenses for three meals a day, so most of them must be used for eating expenses. Consumption beyond one's ability should be eliminated. It can't be said that the quality of a certain brand of goods is good, and most of the money is spent on a certain brand of clothes, shoes or daily necessities. Of course, you can't say that you can't pursue a high-quality life, but you should do what you can. I have my own salary after work. I can afford it if I want, but not now. Now you spend your parents' money and sweat, and you can't talk about high quality. Therefore, we should say no to the consumption beyond our ability. Be a college student who knows how to be grateful and understand his parents and has a correct view of consumption.

You don't have to buy what you like.

I like iPhone computers, mobile phones, LV bags, many ordinary brands of clothes, hats, shoes and so on. But I didn't buy anything. I can't afford to buy an iPhone, a mobile phone or a LV bag, but I didn't buy anything cheap because I had enough things. As a contemporary college student, it is my idea not to repeat consumption. I don't have to buy what I like, as long as I have enough.

Don't pay for face.

University life is rich and colorful. In this colorful life, we have all kinds of friends and often go out for parties, which is called contact feelings. As long as there is a party, there will be consumption. For these consumption, it is hard for one person to bear, and often everyone will share it together, even AA system. Don't feel embarrassed at this moment, just pay for it yourself. This friend was happy, and you had face at that time, but the next day was hard. Of course, you can call home and have your living expenses, but you feel a little guilty about your parents. Don't get into the habit even if you overspend once or twice. There is nothing wrong with paying face. The mistake is that you can't save face. You have become a bad man who is proud of his friends and a poor child who bears the burden of his parents.

Try not to get into debt.

It just started this month, and the living expenses have been spent. I was embarrassed to call my parents for money, so I borrowed it from my classmates and friends. There are many such college students. Not a necessary liability. If you don't have them, you don't. For an ordinary family like Xiao Ju, my parents' salary is not only the expenses of the whole family, but also my living expenses. They are not easy, the work pressure is already great, so let's not give them pressure. Our debt is also equal to our parents' debt, so arrange our living expenses reasonably and try not to be in debt! Otherwise, you will be a moonlight clan in the future, and you will feel distressed.