Encouraged by national policies, there are more and more flexible employment forms for college graduates, and self-employment is a good employment form. Chongqing also provides preferential policies for college graduates to start businesses. College graduates can enjoy financial discount when they apply for starting their own businesses. The brief content is as follows. 1. Application conditions: 1, college degree or above; 2. After graduation, he has not been employed for more than 6 months, and has registered unemployment in the local labor and social security department. Second, the loan term: the small-scale entrepreneurial loans provided by the state for college graduates are government-subsidized loans with a term of 1 ~ 2 years. No longer enjoy financial discount after 2 years. Third, the loan method: the way for college graduates to start their own businesses is to guarantee and mortgage (pledge) loans. Four, the specific operation method can be consulted to the local labor and social security bureau. In addition, there are other preferential policies for college students' entrepreneurship. For example, those who are engaged in self-employment will be exempted from administrative fees for industrial and commercial registration management within 1 year; Self-employed individuals and self-employed individuals can also trust their household registration files in the employment guidance service center for college graduates. Relevant departments should be consulted about the specific policies for college graduates to start their own businesses.

Second, how does Hangzhou apply for a venture loan?

Encouraged by national policies, there are more and more flexible employment forms for college graduates, and self-employment is a good employment form. Chongqing also provides preferential policies for college graduates to start businesses. College graduates can enjoy financial discount when they apply for starting their own businesses. The brief content is as follows. 1. Application conditions: 1, unemployed for more than 6 months, handled by the local labor and social security department: the small-scale entrepreneurial loans provided by the state for college graduates are government-subsidized loans with a term of 1 ~ 2 years. After two years, college graduates will no longer be able to start businesses by way of guarantee or mortgage. Four, the specific operation method can be consulted to the local labor and social security bureau. In addition, there are other preferential policies for college students' entrepreneurship. For example, those who are engaged in self-employment will be exempted from administrative fees for industrial and commercial registration management within 1 year; Self-employed individuals and self-employed individuals can also trust their household registration files in the employment guidance service center for college graduates. Relevant departments should be consulted about the specific policies for college graduates to start their own businesses.

3. What are the application conditions for college students' venture capital in Hangzhou?

1. Full-time college students in Hangzhou; Within 5 years after graduation: a) ordinary colleges and universities b) entrepreneurs who have returned from studying abroad;

2. The enterprise has been registered for more than 3 months (college students need to put on record when starting a business)

3. No municipal special funds (funds) such as college students' entrepreneurship projects, international students' entrepreneurship projects, incubators or technology start-ups have been obtained.

4. The general situation of the enterprise's registered place and business place must be consistent, and the financial income of the enterprise is in the lower city.

5. The legal representative pays social security in the enterprise, and the total contribution of the core members of the college students' entrepreneurial team is not less than 30% of the registered capital.

Four, Hangzhou college students business loan application conditions

How to apply for a college student loan: 1 Students applying for student loans must first provide the following materials, including their identity documents and photocopies, borrowers' identity documents and photocopies, income certificates of major family members and other materials. 2. Apply online at China Development Bank, fill in the ID number and register the account. After entering the interface, you need to fill in your corresponding information. 3. Take the above materials to the local institutions to apply for student loans, and the corresponding materials prove that the student loans are exported on the website, so please seal the agency staff. 4. At the beginning of school, bring proof and corresponding poverty proof materials to contact the academic affairs office and financial office of the school, and wait for the National Development Bank to allocate student loans. 5. Students who need to renew their loans can continue to provide relevant information, and the school will assist in issuing the corresponding loan amount after the bank has passed the examination. Application conditions 1, identity certificate; 2. Students need to provide student ID cards and transcripts; 3. Graduates are required to provide graduation certificates and degree certificates; 4. Checklist of frequently used bankbooks or bank cards in the past 6 months; 5. Other credit certificates: scholarship certificate, class cadre certificate, club activity certificate, various honor/social reward certificates, such as blood donation and voluntary teaching. 6. Check whether students have bad criminal records. 7. College degree or above; 8 unemployed for more than 6 months after graduation, and registered in the local labor and social security department. Only those who meet the above conditions can apply to the bank. The materials to be provided at the time of application mainly include: proof of marital status, proof of repayment ability such as personal or family income and property status; Agreements and contracts related to the purpose of the loan; Guarantee materials, involving the ownership certificate and list of collateral or pledge, and the appraisal report of collateral (pledge) issued by the appraisal department recognized by the bank. In addition to written materials, there must be collateral. There are many mortgage methods, such as chattel and real estate mortgage, time deposit certificate pledge, securities pledge, movable property pledge with strong liquidity, qualified guarantor guarantee, etc. The payment amount is determined according to the specific guarantee method.