Conditions for college students to use flower buds:

1. First, college students need to complete information such as real-name authentication;

2. It is also necessary to pass the official evaluation of Alipay to determine that users have repayment qualifications and credit qualifications;

3. College students must be 18 years old, because minors do not have full capacity for civil conduct.

Whether the flower garden can be opened is comprehensively evaluated by the system, and manual intervention is impossible. If it can't be opened at present, it is recommended to pay attention from time to time.

In March, 20021,China Banking Regulatory Commission clearly stipulated that college students should not be set as the target group of Internet consumer loans, so all platforms further restricted college students from applying for loans. However, Alipay said that the evaluation of the credit line of Huayuan is the result of comprehensive system review, and it is not directly related to the user's identity, so it cannot be said that college students are disabled.