The materials needed to buy a house include:
It is a valid ID card and a local household registration book;
Farmers' urban residence permit;
Proof of urban wage income;
Certificate of house purchase and sale;
Proof of payment of down payment;
Prepare the above materials, and you can apply for housing subsidies.
Housing tax subsidy standard:
Purchase the first set of ordinary commodity housing (single building area 144_), and give a subsidy of deed tax 100%;
Purchase the first set of non-ordinary commercial housing or the second set of commercial housing, and give a subsidy of 50% of the deed tax;
Purchase of non-residential, giving 50% deed tax subsidies;
If the expropriated person who implements monetary compensation for housing purchases commercial housing, the total transaction price shall not exceed the total monetary compensation price. If the total payment price of newly purchased housing is exempted from deed tax and exceeds the total monetary compensation price, 50% of the difference shall be subsidized according to the deed tax levied in accordance with the regulations.
For graduates with bachelor degree or above, the housing subsidy of 12% is given, with a maximum of 200,000 yuan. The first subsidy is 7% of the purchase price, and the remaining 5% will be distributed in equal amounts for five years from the second year of the first subsidy.
For graduates with college education (including secondary vocational schools and technical colleges), a housing subsidy of 10% of the purchase price shall be given, with a maximum of 200,000 yuan. The first subsidy is 5% of the purchase price, and the remaining 5% will be distributed in equal amounts for five years from the second year of the first subsidy.
The cost of buying a house is:
Cost of buying a house: full payment or down payment.
Taxes and fees: business tax, personal income tax, land value-added tax, stamp duty, urban maintenance and construction tax, deed tax, education surcharge, etc.
Housing transaction fee, housing ownership registration fee.
Legal basis:
Notice of the Ministry of Finance, the Ministry of Housing and Urban-Rural Development and State Taxation Administration of The People's Republic of China on Adjusting Preferential Policies for Individual Income Tax on Deed Tax in Real Estate Transactions, Article 1, Item 1.
If an individual purchases an ordinary house, and the house belongs to the only house of the family (including the purchaser, spouse and minor children, the same below), the deed tax shall be levied by half. If an individual purchases an ordinary house of 90 square meters or less, and the house belongs to the only family house, the deed tax shall be levied at the reduced rate of 1%.