1, some students committed suicide because of campus loans.

We all know that campus loans are particularly harmful and the interest rate is very high. While educating students in cultural classes, school teachers keep warning students not to touch campus loans, but some students still choose to surf the Internet, thus embarking on the road of no return. In recent years, college students have committed suicide by jumping off a building because they can't afford the interest on campus loans. This is pathetic.

2. Online loan may defile your credit information.

Nowadays, college students like to spend in advance, so they will borrow some money, but before borrowing money, they should consider whether they have the ability to repay. If not, you'd better not borrow it. Some online loans need credit information, and one or two overdue loans will tarnish their credit information. Therefore, when they go to work to buy a house or a car loan after graduation, the bank will refuse, which will bring them a lot of trouble. If it is serious, it is likely to be directly blacked out by the bank.

3. The interest rate of campus online loan is very high, which has exceeded the interest standard stipulated by the state.

I often see some small advertisements posted on the wall in the university campus. These advertisements are all campus loans, with phone numbers attached below. You can easily borrow money with your ID card and mobile phone number, but there are many hidden costs and hidden benefits, such as a loan of 5,000 yuan, excluding handling fees and labor costs. In the end, you only get about 3500, but you have to pay back 8000 next month. This is a typical usury, and college students had better not touch it.

In addition to college students' online loans, there are also behaviors about naked loans, which should also be banned. That is to say, female college students can take nude photos with their ID cards and send them to loan companies to get loans. If they don't pay back the money, the loan company will publish nude photos of the girl online or on campus. This is scary.

So in my opinion, college students' online loans should be banned. The state should also take relevant protective measures in this regard and severely punish those illegal campus loans and various small online lending companies. At the same time, college students should also keep their eyes open. If they don't have enough money, they can borrow it from their parents and classmates, but don't touch usury. This thing is a point of no return.

There was once a university monitor who used his position to collect student ID information, and finally owed hundreds of thousands of dollars for campus loans. As a result, he committed suicide by jumping off a building, which led to tragedy. I also hope that college students can have a correct outlook on life and values.