1. The credit limit of CCB Longka Credit Card is generally between 3000- 10000 RMB.
Second, the credit line of the construction bank's Longka credit card gold card is between 10000-50000 yuan.
Three, the construction bank credit card platinum card credit line is generally more than 50 thousand yuan.
The specific amount of each applicant is mainly determined according to the asset status. If the applicant has a car and a house and has a high income, then the amount will definitely not be low.
The credit cards issued by China Construction Bank are all named "Longka". At the same time, as a state-owned bank that was involved in issuing credit cards earlier in China, China Construction Bank already has many types of credit cards. The publicly issued dragon cards include: Dragon Card Campus Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Cup) Tennis Card.
Card function:
Longka Credit Card is an international standard credit card, with one card and two currencies. It can be used both at home and abroad and enjoys all the benefits of CCB.
Bidding conditions:
China citizens who have reached the age of 18 and have full capacity for civil conduct, foreigners who have a fixed occupation and residence in China, and compatriots from Hong Kong, Macao and Taiwan can apply for Longka credit card. The main card holder of Longka Credit Card can apply for supplementary cards for relatives and friends over 13 years old, and 1 main card can apply for three supplementary cards.
Features:
Free customer service hotline 800-8200588, 24 hours a day, 365 days a year, can handle credit card business in time, answer all kinds of inquiries and provide warm, thoughtful, professional and meticulous services.
Agreed account repayment:
By signing a contract, you can specify an automatic repayment account for Longka Credit Card in the city where the agreed account repayment business has been opened. When your Longka credit card needs to be repaid, it will be automatically transferred from your designated repayment account as agreed.
Temporary credit line adjustment:
When you need a higher credit limit temporarily, you can apply to the customer service center to increase the temporary credit limit, and make corresponding adjustments according to your credit situation. The longest use period of temporary credit line is three months.
Emergency assistance services:
When you travel with Dragon Card, if your card is lost or damaged, you can seek emergency assistance from the customer service center or global service center of VISA and MasterCard. After approval, you can get a temporary card or cash from the local bank.
How much is the highest credit card of CCB?
There are more and more users applying for CCB Longka Credit Card, but for those who apply for the first time, they don't know much about CCB Longka Credit Card quota. What is the maximum credit card limit of CCB? Please see the introduction below.
1. Ordinary credit card of China Construction Bank: the limit is between 1000 yuan (inclusive) and 10000 yuan, and the maximum limit is 10000 yuan.
2. China Construction Bank credit card gold card: the amount is between 10000 yuan (inclusive) and 50000 yuan, with the maximum of 50000 yuan.
3. Platinum Card of CCB Credit Card: The amount is more than 50,000 yuan, with a maximum of 200,000 yuan.
4. The maximum credit line of CCB Diamond Credit Card is 5 million yuan.
I will share the relevant contents about the maximum credit card limit of CCB, and friends in need will know it quickly, hoping to help you.
I would like to ask what is the credit limit of CCB Longka?
CCB generally has a credit card quota of 3,000-8,000 and a gold card quota of 80,000-50,000. The specific credit card limit will be comprehensively examined and approved by the bank according to the application materials submitted by the applicant, and finally the credit card limit will be decided.
So what are the factors that affect the credit limit of the initial card?
1. Marital status: Married customers will be more stable and more favored by banks than single customers.
2. Technical titles and working conditions: Technical titles are the testimony of customers' working ability. Employees in industries with high stability can get extra points.
3. Economic ability: People with detailed personal income certificates, stable income and long-term income growth prospects will get higher ratings.
4. Personal housing: owning personal housing can also show that individuals have a certain economic foundation and can get extra points.
5. Credit history: If the borrower has an account in the bank in the past, and funds often come in and out, the bank will also consider adding points as appropriate.
6. Education level: Graduate students or above will be rated as higher.
In fact, the initial quota is not important, it can be increased after use, and the quota can be adjusted for temporary emergencies!
Tip: Cardholders should keep good credit records when using CCB Dragon Card, so as to increase the credit limit in the future.
For more information about the credit line of China Construction Bank, please visit: See More.
This is the end of the introduction about the credit card limit of CCB Longka and why the credit card limit of CCB Longka is only 1 yuan. Did you find the information you needed from it?