1. Basic medical insurance for urban and rural residents! The insurance of college students belongs to the basic medical insurance for urban and rural residents, and the medical treatment is basically the same as that of urban and rural residents where the school is located. The individual payment standards and government subsidy standards for college students to participate in the basic medical insurance for urban and rural residents shall be implemented with reference to the corresponding standards for local primary and secondary school students to participate in the basic medical insurance for urban and rural residents, and the individual payment shall be borne by the college students themselves or their families.

2. accident insurance! The insurance that college students buy at school is accidental injury insurance.

Accidental injury insurance is a kind of life insurance business, on the condition that the insured suffers death or disability due to accidental injury. The insured pays a certain amount of insurance premium to the insurer. During the insurance period, if the insured suffers direct or near accidental injury, resulting in death, disability, medical expenses or temporary loss of working ability, the insurer will pay a certain amount of insurance money to the insured or its beneficiaries within a certain period of time from the date of the accidental injury. There are two security items, namely death payment and disability payment. Students are in a weak position in society, and sudden accidents are inevitable. It is even more necessary to strengthen efforts to provide protection for students. The advantage of buying a student's personal accident insurance is that it reduces the losses caused by accidents to a certain extent, and students can get a certain proportion of protection compensation in the event of personal injury, which reduces the economic pressure on their families.