Borrowing students do not pay interest while in school, but pay interest in full after 1 day (including 1 day) of the month following the date of obtaining the diploma.

In order to reflect the preferential policies of the state for students with financial difficulties and reduce the burden of loan repayment, the borrowing students do not pay interest during their school days, but pay interest in full after the next month 1 day (including 1 day) after obtaining the graduation certificate. Borrowing students who continue to pursue their degrees after graduation may apply to the handling bank for extension procedures, and the financial department will continue to provide them with interest subsidies during the period of continuing to pursue their degrees.

During the contract period, the loan amount applied by students remains unchanged. Students who want to suspend loans during school can apply to the handling bank through the school. When a loan student applies for transfer, the handling bank and the corresponding handling bank to be transferred to the school must handle the debt transfer formalities of the student loan, or the school will handle the transfer formalities for the student after the student pays off the principal and interest of the loan.

Extended data:

The relevant requirements for interest-free loans stipulate that:

1. Students who go to work in different places after graduation can remit money to the lending institution for repayment through different branches of the bank; Banks can also negotiate with the branches of the banks where students work and handle the loan transfer procedures.

2. Borrowing students can choose to repay the loan principal and interest from any month within 24 months after graduation. Specific repayment matters shall be applied to the handling bank by the borrowing student when signing the repayment agreement.

3. Borrowing students can apply to the bank to adjust the repayment plan after graduation or termination of their studies 1 year. Borrowing students can also repay in advance, and the bank will calculate interest according to the actual period.

Nanjing University of Posts and Telecommunications-Measures for the Administration of National Student Loans