Preparation materials for college students' business loan application: 1. Application form for college graduates to start their own businesses; 2. Original and photocopy of graduation certificate; 3. The original and photocopy of my ID card; 4. Registration card; 5. Two one-inch photos; 6. My file needs to be submitted to the Graduation Office of the Personnel Bureau; 7. Documentary proof of repayment ability such as personal or family income and property status of college students' entrepreneurial loan applicants; 8. Identity documents of college students' entrepreneurial loan applicants and their spouses (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status; 9. Guarantee materials for college students' entrepreneurial loan applicants: the ownership certificate and list of collateral or pledge, the certificate that the authorized disposition agrees to mortgage (pledge), and the appraisal report of mortgage (pledge) issued by the appraisal department recognized by the bank. 10. The business license of the applicant for college students' entrepreneurial loan and the business license of related industries, relevant agreements, contracts or other loan purposes;

Application conditions:

1, fresh graduate, graduated within two years;

2. College degree or above;

3. 18 years old or older;

4. After graduation, he has not been employed for more than 6 months, and has registered unemployment in the local labor and social security department.

Application process:

Graduates first apply to the local people's social security bureau for small-sum secured loans, fill in the Pre-examination Form for Small-sum Secured Loans for Laid-off Workers, and then submit their identity documents, employment and unemployment registration certificates, the Pre-examination Form for Small-sum Secured Loans for Laid-off Workers and a copy of their business licenses to the banks that handle small-sum secured loans. After the bank approves the loan, it will sign the loan contract and guarantee contract with the borrower in person, and the bank will generally give a reply within 5 working days after submitting the information.

1. accepted. The applicant applies to the management service center of the College Students Pioneer Park, and submits relevant application materials, and the management service center of the College Students Pioneer Park conducts preliminary examination;

2. review. The personnel bureau, in conjunction with the Finance Bureau and other relevant departments, will review the information of the object of applying for commercial loan discount according to factors such as industry orientation, enterprise scale, employment number, registered capital, profits and taxes, and verify the discount amount;

3. publicity. The commercial loan discount object and discount amount approved by the review shall be publicized by the Personnel Bureau and the unit or community where the applicant belongs, and the publicity period shall be 5 working days;

4. approval. If there is no objection after publicity, the Personnel Bureau will issue a notice of approval;

5. payment. According to the approval notice of the relevant departments, the Finance Bureau will allocate funds from the special fund for supporting college students' self-employment after the discount object provides the interest payment certificate.