In fact, the punishment for card failure is not that bad. If you can't get out of control and get punished, it will automatically leave a bank card for you to use normally to protect your personal life. In addition, you can also use a normal work card as a salary agent when looking for other jobs. Now banks support inter-bank transfer, so don't worry too much. As for the new card, some banks can open a new account for you, but it will restrict over-the-counter transactions. Normal deposit is a loan with no problem, so don't consider it in the short term.