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Do college students need to control consumption and learn financial management?
First, college students need to control their consumption and learn to manage their finances. The reason is very simple, because we are students, and the economy during school comes from the support of our parents. Parents in many families rely on thrift to send their children to school. It is not easy for us college students to understand their parents' difficulties.

Second, the consumption of college students cannot be taken for granted on their parents. Some people's family economic conditions are a bit tight; Some people have relatively well-off family economic conditions, and everyone's consumption situation will be different, but no matter how good the conditions are, it is not a reason not to control consumption. For example, ivanka, the daughter of President Trump in the United States, was born in a wealthy family, but she learned to earn pocket money by working at an early age, and her parents only provided the necessary living expenses and education expenses. Part-time job taught ivanka the meaning of self-reliance, which laid a solid foundation for her future success in school, entrepreneurship and independence. Ivanka later recalled: "I have to earn money, because I have to pay everything except tuition, and I have to rely on myself." . In addition to studying hard and applying for scholarships, college students can earn some extra money by doing part-time jobs and trying to do some small businesses after studying.

Third, college students should learn how to manage money, and cultivate their independent economic consciousness by learning how to manage money. Controlling consumption is achieved by learning to manage money. To control consumption is to learn to save money; Learning to manage money means learning to manage money, specifically accounting. Learning to keep accounts seems simple, but it is not. Bookkeeping can cultivate the ability of organizing and analyzing life, and lay a good foundation for going to society and cultivating the ability of independent life in the future. This is a good habit that should be maintained for life. A person who can't even manage himself well cannot have much room for survival and development in the future.

Fourth, college students should overcome the psychology of keeping up with the joneses and control their unreasonable consumption desires, especially not to consume excessively. If the conditions are not good, you can apply for a grant from the school, but don't borrow those illegal "campus loans". This is to quench thirst by drinking poison. It is said that the threshold of "campus loan" is relatively low, but it happens from time to time that high-profit goods borrow thousands of dollars and finally roll hundreds of thousands. If your repayment ability is limited, debt problems such as "violent dunning" will make you and your parents overwhelmed and fall into a vicious circle. We should remember one sentence: "We can't let desire exceed ability, and we can't let extravagant hopes exceed ability." (Yao)