Method:
Personal loan100000. It is suggested to choose personal credit loan, also known as unsecured loan or personal loan.
Microfinance application materials:
1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials;
2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;
3. Provide stable proof of income source, bank flow sheet and labor contract.
Personal information of the bank:
1. China citizens with full civil capacity who have a fixed residence in China, or a fixed residence (or valid residence certificate) in a local town, or a fixed business place;
2. Have a legitimate occupation and stable economic income, and have the ability to repay the principal and interest of the loan on schedule;
3. There is no bad credit record, and the purpose of the loan cannot be used for house purchase, stock trading, gambling and other behaviors;
Second, how to borrow 6,543,800 yuan for urgent use?
You can apply at the bank.
Conditions for banks to apply for loan business:
Age 18 to 65.
The actual age of the borrower and the loan application period should not exceed 70 years old;
Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule;
Good credit, no bad record, loan
Other conditions stipulated by the bank.
If possible, I suggest you borrow it from your relatives. This is the safest way and you don't have to pay interest. Borrowing this100000 yuan, you should be planning to start a business and then borrow it for other reasons. In this case, you can visit your relatives, borrow money from them and pay it back slowly. The rest, regardless of the bank, bear interest. If it is not returned by then, it is likely to be. If I suggest that you can go to the bank for a loan.
China Merchants Bank launched a flash payment application through mobile banking, or inquired whether it was eligible to apply.
If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in My → All → My Loan → My Lightning Loan.
The maximum loan amount is 300,000 yuan and the minimum loan amount is 1 1,000 yuan; Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
There are two ways to borrow money:
After five households submit the application for "lightning loan", the system can automatically complete the loan approval within 5- 10 minutes, and notify you of the loan approval result by SMS, and the loan is completed;
T 1 loan: staff will call to verify the authenticity of the loan, and the loan will be arranged as soon as possible after the information is confirmed; Please keep the phone open.
Generally speaking, personal loans need to meet the following basic conditions:
1, at least 18 years old and complete civil and identity certificates;
2, there are stable legal income and proof, there are also.
3. When the loan business needs a down payment, it has the ability to pay the full down payment;
4. If the personal loan amount is large, it is required;
5, such as credit loans, need to have a good reputation;
6. Other conditions meeting the requirements of the bank.
Personal loans are roughly divided into personal real estate loans, personal car consumption loans and personal loans. According to different types of banks, the loan requirements are also different. I hope you can consult in detail when you apply.
In addition to personal bank loans, there are also corporate commercial loans. For the loan business of large and medium-sized enterprises, bank loan requirements are also different from personal loans. The loan object of a commercial loan must be a commercial enterprise, that is, a source of funds with economic income and repayment of loan principal and interest. Enterprise loan requirements should meet the legitimacy and independence of operation, have certain self-owned funds, open a basic account in a bank, have the ability to repay the principal and interest on schedule, and have good credit. In addition, it is also necessary to meet other requirements such as collateral required by banks. Each bank has different specific loan requirements and needs lenders.
In addition, if you need money urgently, I suggest you choose a big brand loan with a safe interest rate. "Qianhua" is: Baidu Qianhua), and its positioning is to provide face-to-face service and create innovative technologies and scene advantages. "Qianhua" uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe Internet credit services. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. The maximum loan amount is 200,000 yuan.
Third, the investment is short of money, and I want to borrow 65438+ 10,000 yuan. How to borrow it?
Direct bank application, this quota qualification must be very good.
Fourth, how to borrow 6,543,800 yuan for urgent use?
There are four methods: online lending platform, private lending company, relatives and friends, bank loan 1. Online loan platform: borrowers can borrow money on online loan platform, which is fast, but they need to find some reputable platforms as much as possible; 2. Private lending companies: borrowers can borrow from some private lending companies, which are also important loan channels for China residents and can provide credit loans, mortgage loans and so on; 3. Friends and relatives: Borrowers can also borrow money from friends or relatives. 4. Materials required for bank loan: 1. The borrower's valid identity certificate and household registration book; 2. Proof of marital status; 3. If the borrower is married, he/she shall provide his/her spouse's valid identity certificate, household registration book and marriage certificate; 4. The borrower's income certificate, salary income certificate or tax payment certificate for half a year in a row; 5. If collateral is needed for loan, the bank must provide proof of ownership of collateral, and the sum of loan amount and interest during the loan period cannot exceed 50% of the assessed value of collateral. Similarly, there are online loans such as Alipay loans and WeChat micro-loans. Borrowers can consult directly, call customer service or learn more about loans on relevant platforms. : 4 Lending software: 1. Micro-loan micro-loan can apply for a maximum amount of 200,000, and the amount can be recycled, and it is supported to be borrowed and returned. The minimum daily interest rate for small loans is 0.025%. As long as the user's personal credit information is not seriously tainted, you can try to apply for a loan. However, we need to remind everyone that micro-lending is a white list invitation system. 2.e-loan E-loan is a credit card loan product of China Merchants Bank. The amount is high, and it can provide 200,000-300,000 loan services. It is an independent limit and does not occupy credit card limit. Interest shall be calculated on a daily basis, repayment shall be made at any time, and 0.05% interest shall be charged on a daily basis, and the interest rate during the promotion period shall be 0.04%. You can choose the minimum repayment amount when you repay, as long as you have paid 10% of the total amount owed. 3.360 Turnover Spirit 360 Turnover Spirit is a personal micro-credit product under the 360 Department, providing users with online loan services. The maximum loan amount that 360 Revolving Spirit can provide to users is 200,000 yuan, and the annual interest rate of the loan is between 9% and 24%, and the longest installment time can be selected. Users with sesame score greater than 600 and no bad personal credit history can apply for loans. 4. Money Flower is a small loan product owned by Baidu Finance, with a maximum amount of 200,000. As long as there is no serious stain on personal credit information, users can try to apply. The minimum annual interest rate for spending money is 7.2%, and the longest optional installment time is 24 months. College students cannot apply.