Is there a student loan? I applied for a subsidy at school, but it's not over yet. I plan to buy a house. Will the bank approve the application for housing loan? Is there a subsidy for housing loans?

If your subsidy is not repaid normally, you can apply for a housing loan. But banks in different places have different regulations. This mainly depends on whether the developer cooperative bank that you buy a house requires repayment. Most banks do this. Even if you have debts in another bank, your normal account still has a lot of liquidity, and they will still approve your loan. A loan like yours is less risky. The result is that your house is used as collateral, and the loan to buy a car is also used as collateral.

When considering this factor in the loan review, there are two main aspects:

1. Whether the subsidy repayment is overdue and the reason is whether the normal repayment is maintained subjectively and maliciously can prove that the credit status is good.

2. Subsidized debt amount/monthly repayment amount, plus the newly applied loan repayment amount, according to your current income/asset status, that is, whether you have repayment ability or not, whether you can bear it. Generally speaking, your income must be more than twice the monthly salary you need to repay.

Now I am a college student and have a student loan. I want to borrow money to buy a house. Can I buy it?

Don't talk nonsense upstairs ! ! Loans are granted in the name of men until they reach the age of 65 and women reach the legal retirement age of 60. As for the 70-year loan, as the landlord said, the loan in your daughter's name is also written as * * * owner, so that the longest loan period can be appropriately relaxed to 23 years (that is, until you are 70 years old). According to the relevant national regulations, college students do not have the ability to borrow money, and the bank found out as soon as it checked.

Third, there are two properties at home, can the student loan for college students be passed?

You can borrow money. Ping An Finance has a new e-loan, and the amount can be approved by providing proof of housing. The purpose is similar to borrowing money, and it can be repaid if conditions permit. Real estate, one of which is in Shanghai. Or, Ping An Pratt & Whitney Loan. All over the country.

I am a college student and applied for a student loan. Now if you want to apply for a mortgage, the bank can apply.

The mortgage borrower must meet the following conditions at the same time:

Have a legal status;

Have a stable economic income, good credit and the ability to repay the principal and interest of loans;

There are legal and effective contracts and agreements for the purchase and overhaul of housing and other supporting documents required by the loan bank;

Having self-raised funds of more than 20% of the total price of the purchased (overhauled) house, and guaranteeing to pay the down payment of the purchased (overhauled) house;

Having the assets mortgaged or pledged by the loan bank, or (and) a legal person, other economic organization or natural person with sufficient compensation capacity as the guarantor;

Other conditions stipulated by the lending bank.