Blooming flowers:
1. If the overdue period is one day or more, 10% of the monthly repayment amount will be used as penalty interest. If the installment amount due in the repayment month is less than 100 yuan, the penalty interest will be charged at 100 yuan;
2. If the payment is overdue for more than one day, 0.05% of the total unpaid amount will be charged for each overdue day, in addition to additional penalty interest.
Optimal staging:
1. The overdue fee is the bill amount of the current month * 1% * days overdue. If it is thawed within two hours after the overdue payment is paid off, it can be used continuously.
2. Generally, parents will not be notified within one week (unless they can't contact themselves after the deadline). After this period, you can't promise not to tell your parents, so I hope to repay the loan on time and not overdue.
As for the door-to-door collection, if it is overdue for a long time, someone will collect it. Many overdue partners have also received such notices. If you can return it in the next three days, you can communicate with the collection phone first, try not to come to the door and return it within the promised period.
Here comes the money:
1. If the overdue period is one day or more, 10% of the monthly repayment amount will be used as penalty interest. If the installment amount due in the repayment month is less than 100 yuan, the penalty interest will be charged at 100 yuan;
2. If the payment is overdue for more than one day, 0.05% of the total unpaid amount will be charged for each overdue day, in addition to additional penalty interest.
Interesting stage:
The late fee for the balance of the total price is 1% per day.
1. overdue 10 days will not generate additional expenses. It is recommended to repay the loan on time and make repayment records. The overdue days are 10 days, resulting in a late payment fee of RMB 30 yuan; On the 30th day overdue, on the basis of the overdue fine, additional overdue fine will be generated in 80 yuan; ?
2. On the 60th day overdue, an additional fine of 130 yuan will be imposed on the basis of the original fine; ?
3. On the 90th day of overdue days, an additional penalty of RMB 65,438+030 will be generated on the basis of the original penalty (failure to repay the overdue amount in full for more than 90 days is a serious breach of contract, which will directly lead to the early termination of the contract).
If there are two or more loans, the overdue fee will be calculated separately.
Please add a detailed explanation.