Borrower _ _ _ _ _ _ _ _ (ID number _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _)

Lender _ _ _ _ _ _ _ (ID number _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _)

Borrow RMB (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ This clause is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Borrower:

Date:

When filling in, you should pay attention to the following items:

1. The legal full names of borrowers and lenders should be clearly written, and it is best to attach ID numbers;

2. The loan amount should be clearly written, including the amount expressed in words and figures;

3. The term of the loan should be clearly written, including the start and end dates of the loan and a clear loan term;

4. The loan interest should be clearly written, with a clear annual or monthly interest rate, the total amount of loan interest that should be paid in the end (including the amount expressed in words and figures) and the payment method;

5. The date, month, day, time and payment method of repayment of loan principal and interest shall be stated;

6. There should be the borrower's personal signature, handprint or handwritten signature.

7. If the amount is large, the loan purpose or payment record shall also be indicated.

Extended data

The IOUs should be written as follows: First, you should find a piece of paper with good quality and thickness (easy to keep) and write it on a complete piece of paper. There is such a case that someone sued with an iou written on half a piece of paper, and the other party claimed how much he had paid back. The plaintiff noted in the lower part of the paper that there was a dispute.

The IOU should clearly write down these contents:

1. Lender, currency and loan amount (the amount should be expressed in figures and words, and it should be consistent, and some people will bring a lawsuit because of the inconsistency between figures and words);

2. Use (cannot be used for illegal activities. If the other party borrows money for illegal activities, it is not protected by law);

3. Interest rate (unlike interest, the interest rate of x% is the annual interest rate and the interest rate of x‰ is the monthly interest rate. The agreed interest rate is protected by law within 4 times of the bank's loan interest rate for the same period, and some are not protected by law);

4. Repayment time (the starting time that affects the limitation of action);

5. Borrower (the borrower and the borrower's name should be consistent with the name on my resident ID card);

6. Borrow time (lunar or solar calendar).

References:

Baidu encyclopedia: loan model