I think, on the whole, it is unnecessary for college students to buy a car. First of all, the main task of college students is to study, and the main activity place is the university campus. As we all know, in order to ensure the safety of middle school students and university teachers, most schools will set up roadblocks on the road to let cars drive at a safe speed.
If driving in and out of the classroom every day is slow, it is not as convenient as a battery car. Of course, if you have hobbies such as photography or travel, it is understandable for students who have a strong demand for car purchase.
Moreover, college students are still consumers. On the premise that most of the living expenses are provided by parents, buying a car is an irrational consumption behavior, which will bring unnecessary burden to parents. More likely, if some rich college students buy cars, will they make other students jealous and encourage them to keep up with the joneses?
College students want to buy a car, which is better, full payment or mortgage? According to the price of the car. If the total amount is around 6,543,800 yuan, then mortgage is still recommended. If the total amount exceeds 6.5438+0.5 million, and you are not particularly attractive, and there is no interest-free discount on the loan, you can choose to buy a car in full.
In this way, the car you buy should be the most in line with your family's economic strength and will not make you lose weight or be vain. It can not only give full play to the vehicle's tool attributes, but also ease your repayment pressure. College students are still studying and have limited economic strength. They should spend money to enrich themselves and enjoy life. Don't overdraw consumption too early and kidnap the future.
In addition, since parents take money, they should listen to their opinions and be happy for the elderly. This is the first car, and there will be more opportunities to change cars in the future. When I save enough money, have a deeper understanding of the car, know that I like driving pleasure, go to road trip, or need luxury business, I can choose to change to a better car.
In short, whether college students want to buy a car or not, and at what price, should be analyzed according to their own specific situation and family conditions. Buying a car has both advantages and disadvantages. You can often take others to enhance your classmates' feelings, but you should also consider the practicality and frequency of use, whether it will bring economic pressure to yourself.
Million car purchase subsidy