Homeowners should not wait and see. Why not?
Since the financial regulation on September 27th, the whole property market has entered a deadlock, and house prices in various places have fallen slightly. There are endless debates about inflection points inside and outside the industry. The buyer has tomorrow's money, and he doesn't know whether it will be today's flowers or smallpox in the future. Uncertain housing prices make buyers anxious to wait and see! Experts suggest that buyers should not wait and see too much.
Recently, there has been a heated debate about whether there is an "inflection point" in the real estate market. Do you believe in Wang Shi's "inflection point theory" and look forward to the continued decline in housing prices and resolutely wait and see, or do you listen to Pan Shiyi's "no turning around theory" and seize the opportunity to buy a house at this moment with the objective support of realizing the strong demand for real estate?
For home buyers, it is the best policy to analyze their living needs and economic strength, understand the overall trend of the national economy, understand the development trend of real estate and the process of Chengdu's urban development, so as to make rational judgments and choose the right time to settle down.
Paying too much attention to every buying point misses an opportunity.
Li Wei, a professor at Sichuan University and a real estate expert, told reporters, "Generally speaking, the relationship between supply and demand determines the price. Judging from the development law of the real estate market, the relationship between supply and demand will not change in the short term, which is the biggest difference between the real estate industry and other industries, so the real estate price will not fluctuate greatly in the short term. If the previous surge stems from too many investment customers, then the' inflection point' promoted by the current financial regulation and control policies will restore the original unbalanced supply and demand level to normal. "
Professor Wu Longlong, Ph.D., School of Finance, Southwestern University of Finance and Economics, analyzed that at present, Chengdu's housing prices should be in a benign bubble process of cost-driven price increase. However, on September 27, financial regulation not only tightened housing loans, but also tightened development loans, which not only suppressed the demand side, but also suppressed the supply side, so it had little impact on the whole supply-demand relationship, and because of the current short-term oversupply situation, prices fell.
It should be an opportunity for buyers. Personally, I think this so-called "turning point" is the "buying point" of property buyers.
Xing Yan real estate consulting company's annual report also shows that there will be a centralized housing supply in 2008. Although the land transaction area in the main urban area of Chengdu decreased in 2007 compared with the previous year, the number of land transactions increased by more than 10 compared with 2006 due to the control of the scale of a single land. According to the development policy, these lands will be turned into supply and listed one after another. At the same time, due to the large land supply in Shuangliu, Wenjiang, Pixian, Dujiangyan, Longquan and other suburban counties, the supply will also increase substantially. Furthermore, affected by the New Deal, the property market may start to pick up in the second quarter of this year. At this time, the delayed listing projects will also shift their targets to the second quarter of 2008, so in the second half of 2008, the Chengdu property market will collectively overweight. This shows that there are many properties available for home buyers to choose from. And the supply of real estate in different areas, different product forms and different prices is also very rich. Professor Li Wei, who is also a port expert, also reminded that while considering the price factor, more consideration should be given to regional lots, which is the key to maintaining and increasing the value of real estate.
From the reporter's experience, China Resources 24 City in the East Second Ring Road, Cuiping Bay in Zhonghai of South Metro Line 1, Dujiangyan with unique natural resources advantages and Pixian with unique planning advantages are all worthy of attention because of their huge appreciation potential.
The owner carefully chooses the right place to live.
Professor Wu Longlong, Ph.D., School of Finance, Southwestern University of Finance and Economics, believes that house prices will definitely fluctuate in this market adjustment process. Deliberate waiting will not only affect life planning, but also may not save much money in the long run, as long as you don't borrow money to buy a house and invest in real estate, and meet the dual attributes of short-term self-occupation and long-term investment. Especially for young first-time home buyers, waiting will not only affect the appreciation of funds, but also affect the future repayment ability with the increase of interest rates. When the price is loose, the owner should carefully choose a suitable residence.