1, you can apply to the school for subsidies for poor students. This subsidy can be applied for regardless of rural hukou or township hukou, as long as the family conditions meet the application mechanism. Generally, it is in 300 yuan every month, and the amount of subsidy for each school is different.

2. After the candidates with rural hukou are admitted to the university, the towns and villages will issue bonuses at one time, which has been implemented in some provinces.

3. After applying for financial aid for poor students in universities, candidates with excellent grades can get national inspirational scholarships.

Candidates can apply for student loans from the local government before entering the university.

First, the national student loan application conditions

1, with China nationality;

2, honest and trustworthy, law-abiding;

3. In accordance with the relevant provisions of the state, freshmen or college students who are officially admitted to full-time ordinary colleges, higher vocational schools and colleges that are approved to set up higher education have obtained a true, legal and effective admission notice;

4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in this city, county (city, district);

The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school.

Those who meet the above conditions can apply for loans to the county (city, district) student financial assistance management center where their families are located before the start of the new semester (some areas can apply directly to relevant financial institutions). The county-level student financial assistance management center is responsible for the preliminary examination of the qualifications of the applications submitted by students. Financial institutions are responsible for the final approval and issuance of loans.

In principle, the loan amount applied by the borrower for each academic year shall not exceed 8,000 yuan, and the loan interest rate shall be subject to the benchmark interest rate of the same grade published by the People's Bank of China in the same period and shall not rise. Students' interest during school is fully subsidized by the finance, and the interest after graduation is shared by the students and their parents (or other legal guardians).

Two, the national student loan application materials:

1, national student loan application;

2. Copy of my student ID card and ID card (minors must provide valid identification of legal guardians and written consent to apply for loans);

3. I explain the family's financial difficulties;

4, township, town, street civil affairs departments and county education administrative departments to identify their family financial difficulties. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.

5. Other supporting documents and materials required by the bank or school.

Three, the national student loan processing process:

1. application

Students who need to apply for loans apply to their school institutions within the specified time, receive the "National Student Loan Application Approval Form" and other materials, and prepare relevant supporting materials to return to the school's national student loan agency.

2. School trial

(1) School institutions shall examine the qualifications of the national student loan application materials submitted by students, and be responsible for their completeness, authenticity and legality. The preliminary examination will be completed within 20 working days after receiving the application for student loan.

(2) After this work is completed, the school institution will make a five-day publicity and correct the problematic application.

(3) After the initial examination is correct, the school institution will confirm the qualified loan application with official seal within 10 working days, inform the students of the audit results, and prepare the National Student Loan Audit Information Form.

3. Bank approval

The handling bank shall complete the signing work within 15 working days after receiving the loan contract and iou submitted by the school, and deliver the signed loan contract to the school institution within 5 working days. The school institution will return the loan contract and IOU to the borrower for safekeeping within 5 days after receiving it.

Step 4 sign a contract

After the loan application is approved, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.

Step 5 lend a loan

The bank will handle a debit card or current passbook for each student.

Step 6 repay the loan

Borrowing students should pay attention to their own credit and repay on time after completing their studies with student loans.