Hang Seng Bank Limited was established on March 3, 1933. It is a bank focusing on Hongkong and Chinese mainland, and a member of HSBC Group. Hong Kong Hang Seng Bank is headquartered at 83 Des Voeux Road Central, Hong Kong Island. There are 82 branches in Hong Kong, as well as MTR station offices, self-service financial centers and ATMs, with more than 265,438+00 service outlets. It is the largest locally registered and listed bank in Hong Kong. Our long-term goal is to become a leading regional bank in Greater China, focusing on South China and the Yangtze River Delta. Hang Seng Bank is also responsible for calculating the reference index of the Hong Kong stock market.

Opening a personal Hong Kong bank card has the following advantages:

1. Buy insurance in Hong Kong. Generally speaking, insurance protection and income in Hong Kong are more attractive, and it is more convenient to have a Hong Kong card.

2. foreign exchange speculation. This principle is simple. If the renminbi appreciates, it will buy Hong Kong dollars, and if the renminbi depreciates, it will sell Hong Kong dollars. Of course, this kind of operation is often unprofitable because of the existence of handling fees.

3. Invest in overseas real estate, study abroad and so on.

The current handling method of Hang Seng Bank in Hong Kong: Mainland banks witness the opening of accounts.

Introduction to the opening conditions of Hang Seng Hong Kong Card:

1. ID card (valid for more than half a year)

2. Hong Kong and Macao Pass or Passport (without endorsement)

3. Financing threshold

300,000 financial management for at least 3 months

4. Card-opening cities: Shenzhen, Beijing, Shanghai, Guangzhou, Tianjin, Hangzhou and Fuzhou.

I have to go to the bank to get a card.

6. Queue to make an appointment to open an account, and discuss with our account manager to confirm the queuing time.

Account opening process:

1. Prepare relevant materials for review.

Arrange face-to-face signature

3. Take the domestic entity card on site.

4. A lawyer will be arranged to witness the account opening.

In about five or four weeks, you will get the Hang Seng Bank Card in Hongkong and mail it to China.

Account opening cycle: about 4 weeks.

Hang Seng Bank of Hong Kong, related expenses.

Daily limit of Hang Seng Bank Card in Hong Kong: the prescribed limit is 200W, and the non-prescribed limit is100W. ..

Free of management fee: the management fee of Hang Seng was originally for mainland card 180 yuan/month and Hong Kong card HKD 340 HKD/ month. At present, when opening an account, you can deposit RMB 300,000 for financial management or purchase RMB 50,000 for insurance products to the Hang Seng Mainland Card, and you can waive the management fee and transfer fee for accounts in Hong Kong and the Mainland at any time.

Free remittance fee: Hang Seng Online Banking purchases foreign exchange rate concessions, and remittance to Hong Kong Hang Seng account with the same name is free of handling fee and arrival fee. If overseas funds need to be transferred back, they can be remitted to the domestic Hang Seng account through Hang Seng in Hong Kong, and the bill collection fee and handling fee are also exempted.

Free handling fee: debit card is withdrawn free of charge at domestic UnionPay ATM;

Related Q&A: Conditions for opening an account in Hong Kong by Hang Seng Bank 1 Requires users to prepare personal ID cards, Hong Kong and Macao passes, entry receipts, proof of address in the last three months, a list of utilities or credit cards, among which the personal ID cards and Hong Kong and Macao passes shall be valid for at least three months. When opening an account, you need to deposit HK$ 65,438+00,000 into your Hong Kong account to activate your account. Account opening of Hang Seng Bank Company in Hong Kong: 1, Hong Kong company information (registration certificate, business registration certificate, NNC 1 or NAR 1)2, director's ID card and Hong Kong and Macao pass, personal flow 3, domestic business license 4, business contract of Hong Kong company 5, invoices and contracts for business dealings with domestic companies. Hang Seng Bank requires domestic companies to be at least 65,438+0 years old. It is worth mentioning that the real transaction is that the user who opens the Hong Kong account of Hang Seng Bank belongs to the superior wealth management account, and the daily transfer limit is HK$ 65,438+000, but there is no minimum balance deposit requirement in the later period of the account, so the account management fee is exempted. The advantage of Hang Seng Branch in witnessing the opening of an account in the Mainland is still outstanding: you don't have to go to Hong Kong in person, and you don't have to pay the fees for visas or Hong Kong and Macao passes. Because you are a superior financial customer, ATM withdrawals marked UnionPay all over the world are free. This is still very good. After Hang Seng Bank in Hong Kong witnessed the success of opening an account in the Mainland, the Hong Kong account was automatically upgraded to a wealth management expert account. Correspondingly, there are no deposit requirements and account management fees for accounts in Hong Kong.

Advantages of opening Hang Seng Bank

1, Hang Seng is an international bank, providing global services and facilitating the capital operation of international companies; 2. Bank accounts can operate online banking, and the Chinese-English interface is simple, convenient and safe; Hang Seng Bank is equipped with account managers and trade commissioners who are proficient in both Chinese and English. 4. Hang Seng Bank is an established financial institution, specializing in enterprise investment, project financing, fund management and capital operation.