1. After college students miss the medical insurance payment, they can restore their qualifications by paying back;

2. The repayment operation includes that the medical insurance institution issues a notice, and the insured unit or individual repays according to the notice;

3. If the insured unit has financial difficulties and can't pay in one lump sum, a payment agreement can be signed;

4. If the payment is interrupted for more than 3 months, individuals with flexible employment may not pay back, and employees of the unit may pay back the arrears due to reasons of the unit.

Basic concepts of medical insurance:

1, medical insurance is called medical insurance, which is a kind of social insurance;

2. The main function of medical insurance is to disperse personal medical risks and reduce the possibility of poverty caused by illness;

3. Medical insurance is divided into medical insurance for urban workers and medical insurance for urban and rural residents, and different types are suitable for different groups of people;

4. Medical insurance contributions are usually shared by individuals and units, but the specific proportion and policies vary from region to region;

5. The proportion and scope of medical insurance reimbursement vary according to different medical insurance policies, usually including outpatient and hospitalization expenses;

6. Personal medical insurance account refers to the funds accumulated by individual contributions of the insured, which can be used to pay medical expenses within a certain range;

7. The transfer of medical insurance refers to the transfer of medical insurance relationship and the continuation of rights and interests when the insured moves across regions;

8. The annual settlement of medical insurance refers to the process that medical insurance institutions collect and settle the medical expenses of the insured during the year.

To sum up, if college students miss the time of medical insurance payment, they can restore their medical insurance qualifications through the supplementary payment procedure, which involves the notification of medical insurance institutions and the operation of insured units or individuals according to the notification; The insured units with financial difficulties can sign an agreement to pay in installments, but individual flexible employees can't pay for it if they stop paying for more than three months, and the employees of the unit can pay for it because of the unit.

Legal basis:

Regulations of People's Republic of China (PRC) Municipality on Basic Medical Insurance for Urban Workers

Article 12

The basic medical insurance premium is levied on a monthly basis, and the employer and employees shall pay the basic medical insurance premium to the tax collection authority within the prescribed time limit. The part that individual employees should pay shall be withheld and remitted by the employer from their wages.

The basic medical insurance premium shall not be reduced.