The process of applying for student loans online is as follows:

1. Open the student loan information network of China Development Bank.

2. Register and log in to the student online service system.

3. Apply for loans within the system.

4. Enter the application information.

5. Export the application form from the system and sign it.

6. Upload loan application materials such as proof of family financial difficulties.

7. The application was successful.

Student loan refers to the reward form that needs to be returned after work for the purpose of helping students complete their studies, and the interest rate is generally lower than the normal commercial reward. To put it simply, unlike free aid and poverty alleviation grants in the usual sense, student loans need to be returned by the lender at a later stage, which is just an urgent need.

How to apply for a student loan online?

Fill in your bank account information.

Student online loan application:

New loan student login system (for new students and college students who have not applied for loans before)

(1) Click on the website, and select "Student-origin Student Loan" in Please Select Your Loan Type.

(2) Click "Register".

(3) In the terms of the registered user agreement, click "Agree".

(4) Enter the name (no space in the middle), the real and valid ID number of 18, and select the funding center where the loan is handled (if "city" is not in the list, you can choose the administrative division directly under the provincial government at the county level; If the district is not in the list, you can choose "Municipal District". For example, students who want to apply for student-origin student loans in Jiang 'an District of Wuhan should choose Hubei Province, Wuhan City, Jiang 'an District and Wuhan Jiang 'an District Student Financial Assistance Management Center in turn.

(5) Enter the "graduation middle school".

(6) Enter the information of the school, click "Select University" after "University Name", enter the name of the school, click "Query", click the "Select" button in front of the university, and click "OK". Enter "Department Name", "Specialty Name" and "Specialty Category" in turn (please refer to the attachment "Specialty Category" to fill in), and enter the student number, enrollment year, academic system and education background. (Note: 1, the name of the university, the name of the department and the name of the major should be filled in strictly according to the contents of the notice; 2. The student number of newly admitted students can be left blank; The year of admission is the time to enter the university, that is, the time to enter the freshman stage).

(7) Click Next to set the login name, password and security information. (Login name and password are used to log in to the system. Please keep in mind after registration. It is recommended to set the password to be easy to remember. After setting, write it down in a notebook or mobile phone address book. Security information is used to retrieve passwords and protect personal information.

(8) Enter "Personal Information", "Communication Information", "Family Information" and "Contact Information" in turn, and fill in the above information as completely as possible so as not to affect the loan approval. "Contact information" shall be filled in according to the "Contact Information Form of Student Credit Student Loan". After filling in all the information, click "Submit". The student is responsible for refusing to approve the student loan due to incomplete information (note: the method of filling in the contact number is area code plus number, such as 02788888888, and the following methods are the same).

(9) The page will pop up a prompt of "successful registration". Click "Back" and enter your ID number and password (corresponding to the newly registered user name) to log in to the system. If the ID number cannot be logged in, please click "Select User Name to Log in".

(10) After logging into the system, you can modify the above information such as "Personal Information" and "School Information". Click Submit after modification.

How to apply for a national student loan from China Bank?

China Bank's national student loan application process:

1. Students submit loan applications to the financial aid management institutions of colleges and universities; The application for national student loan can be submitted through online channels such as personal online banking and personal mobile banking of Bank of China, and paper applications can also be submitted to universities offline.

2, institutions of higher learning to apply for national student loans submitted by students to apply for qualification examination, and be responsible for the authenticity of the students' eligibility for loans. Colleges and universities should complete the examination within 20 working days after receiving the application for student loans, form a list of students who intend to agree to apply for loans, and complete the preliminary examination.

3, after the completion of the preliminary examination, colleges and universities should, within 5 working days, confirm the qualified loan application form with the official seal, notify the students who apply for loans of the preliminary examination results, and summarize the Information Form of Students' Application for National Student Loan according to the requirements of the handling bank of China Bank, and send the electronic documents and written documents together with the application materials to the handling bank of China Bank.

4. The handling bank of China Bank shall complete the audit within 10 working days in accordance with the regulations after receiving the "Student Audit Information Form for National Student Loan" and application materials submitted by colleges and universities. If there are errors or omissions in the materials submitted by institutions of higher learning, the handling bank may ask the institutions of higher learning to correct or supplement them, and the handling bank shall conduct a review. The review of the handling bank of China Bank shall be completed within 5 working days after the institutions of higher learning submit the corrected or supplementary materials.

5. With the online channel of national student loans, colleges and universities can conduct online preliminary examination in the system and submit it to the handling bank, China Bank, without the need for a paper Application Form for National Student Loans and an Information Form for Examining Students Applying for National Student Loans.

6. The handling bank of China Bank shall send the loan contract (format) and the IOU text to institutions of higher learning within 5 working days after the completion of all the examination and approval work.

7. Institutions of higher learning organize students to fill in and sign loan contracts and IOUs within 5 working days after receiving the roster of loan students, the text of loan contract (format) and the text of IOUs recognized by the handling bank.

8. Institutions of higher learning submit loan contracts and IOUs signed by students to China Bank, the handling bank. The handling bank of China Bank shall, within 10 working days, complete the review of the loan contract submitted by colleges and universities and the iou signed by the borrowing students, and sign the loan contract. After the signing of the loan contract, the handling bank in China will deliver the loan contract kept by the university institution and the borrowing student to the university institution within 2 working days, and the university institution will hand over one of them to the borrowing student within 2 working days. Colleges and universities should require the borrowing students to sign the receipt of the loan contract, which will be stamped by the school and sent back to the handling bank.

Colleges and universities can inform their parents or other legal guardians of the loan information of the borrowing students in time by means of e-mail, SMS, telephone, WeChat and registered letter.

The above contents are for your reference. Please refer to the actual business regulations.

If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.

So much for the introduction of online student loan.