The bank's black gold card is top-notch. Usually refers to the centurion black gold card, which is recognized as the "king of cards" in the world. Without spending limit, cardholders can enjoy customized exclusive services, top honors and global rights. Its service tenet also belongs to the highest level.

However, the black gold card does not accept active applications, but the bank invites applications. Moreover, cardholders are basically top groups such as politicians, billionaires and celebrities from all over the world.

Black gold cards are also issued in China, which is also the top level of credit cards. One of the most famous is the Centurion Black Gold Card issued in cooperation with American Express, which was launched by ICBC, China Merchants Bank and Minsheng. However, unlike American Express Centurion Black Gold Card, they have a limit, and the credit limit will generally be between 2 million and100000.

It should also be noted that CITIC Bank has a black gold card, which is not a real black gold card, but a black gold version of a luxury series of platinum cards. However, this black gold card of CITIC Bank belongs to the platinum card of private banks, and it is also the highest-ranking one among the platinum cards, but on top of it, there are World Card, Unlimited Card and Diamond Card.

Extended data:

Black gold credit card is known as the "king of cards" and is a top credit card. Generally, banks invite customers to apply, but customers can't take the initiative to apply. And the invited customers are basically celebrities, such as CEO, president or chairman of well-known enterprises, celebrities from all walks of life and so on.

If you want to get a black gold credit card, you must at least be these celebrities, top talents in the industry, have millions or even tens of millions of deposits in the bank, and have the recommendation of bank executives.

If you are just an ordinary office worker, you can't get a black gold credit card. However, the demand of ordinary people for black gold credit cards is not great. If you want to spend in advance, you can apply for an ordinary credit card. The annual fee of black gold credit card is also extremely high, which is unaffordable for ordinary people.

If you are not satisfied with the credit card limit, you can do without a black gold credit card, but you can do a platinum card. The amount of platinum credit card is generally above 50,000 or even tens of millions, which can also meet the large consumption demand of customers.

Annual fee for black gold credit card:

I. American Express Centurion Black Gold Card

The annual fee of American Express Centurion Black Gold Credit Card is $2,500. In China, it cannot be issued independently in the mainland, but in Hong Kong. The annual fee of Hong Kong Centurion Black Gold Credit Card 19800 Hong Kong dollars.

2. Domestic American Express Centurion Black Gold Card

The domestic American Express Centurion Black Gold Credit Card is issued by three authorized banks, namely Industrial and Commercial Bank of China, China Merchants Bank and Minsheng Bank.

Among them, the annual fee of ICBC's Centurion Black Card issued by ICBC is 65,438 yuan+08,000 yuan, while China Merchants Bank and ICBC issue Centurion Black Card at the same time, so the annual fee of this Centurion Black Card issued by China Merchants Bank is the same as that of ICBC's Centurion Black Card, which is 65,438 yuan+08,000 yuan.

Minsheng Bank issued a few years later than ICBC and China Merchants Bank, but the centurion black gold card issued by Minsheng Bank has the highest annual fee among the centurion black gold cards issued in China, requiring 36,000 yuan.

Third, CITIC Black Gold Credit Card

CITIC Bank also launched a black gold credit card, but CITIC Bank's black gold credit card is not a centurion black gold credit card, but a black gold card in its LuxuryCard. To be precise, it is a private bank platinum credit card of CITIC Bank, with an annual fee of 6,800 RMB.

The legendary king of credit cards: black cards! First class air tickets, buy one and get one free in top hotels, is that true?

The legendary king of credit cards: black cards! First class air tickets, buy one and get one free in top hotels, is that true? What is a black card? Let's take a look! Black cards are specially designed for those who want to get top services, including: top airlines, top shopping centers, top financial institutions and so on. So, the black card we see is actually platinum.

Secondly, rights and interests, if black card customers can enjoy the rights and interests of buying air tickets, staying in hotels, traveling abroad and enjoying top VIP services. And many cardholders still don't know the rights and interests of black card customers. For example, if you stay in a hotel abroad as mentioned above, you can exchange points for hotels. Rights and interests like this can be enjoyed with a black card.

Black cards are also divided into platinum cards. Black card applicants need to meet some basic requirements. For example, the applicant must be a well-known international or domestic enterprise or institution, and must also hold a credit card with an approved card issued by the relevant international card organization. Black card application requirements mainly include the following aspects: 1, 18 years old or graduated from university (or equivalent to graduating from high school); 2. Hold the card for half a year; 3. Spending credit cards abroad for three consecutive months in the past three years (or traveling abroad); 4. Have at least one overseas high-end tourism and holiday and high-end business reception institution; 5. Spending in at least one high-end hotel abroad for 3 consecutive months or more, or nearly 6 months; Branches of 6-terminal business reception institutions owned by local governments or enterprises; 7. Have all the top brand service facilities of at least one internationally renowned high-quality luxury hotel group; 8. If you hold more than 3 domestic and overseas credit cards (including dual-currency credit cards) and have a certain amount of spending in all hotels under the corresponding domestic and overseas high-end hotel groups, you can apply; 9. Hold 3 or more overseas platinum cards (including dual-currency credit cards).

Compared with ordinary credit cards, black cards have many advantages. The first is security. Special security functions are set on the black card, for example, cash, contraband, controlled knives and firearms are not allowed in the United States, Europe, Canada, Japan and South Korea. Secondly, of course, it is payment security, because black card holders also have to pay high fees to obtain a certain degree of security. For example, a black card of a credit card needs to use fingerprint scanning equipment for credit card signing and transaction confirmation. Is this easy to understand? Black card holders also have fingerprint identification equipment and credit card payment procedures.

The world's top three credit card companies

MasterCard, UnionPay card, Visa card.

1.Visa is a credit card brand managed by Visa International in San Francisco, California, USA. The organization is the largest credit card and traveler's check organization in the world, with an annual transaction volume of $300 million. VISA International itself does not issue cards directly. VISA brand credit cards are issued by members of VISA International (mainly banks).

MasterCard is a credit card brand issued by MasterCard international financial institutions. Mastercard international, founded in 1966, is the second largest credit card association in the world.

3. American Express was founded in 1850 and its headquarters is in new york. American Express is the world's largest global film industry with tourism services, integrated finance, financial investment and information processing. Credit card business is in a leading position in the world, and its American Express Centurion Black Gold Card is recognized as the king of credit cards.

What does a black gold credit card mean? King of cards.

As we all know, each card type has different card levels, such as general card, gold card, platinum card and diamond card. Different card grades enjoy different benefits, and the amount and annual fee are also different. So, do you know what a black gold credit card means? Can I handle the money?

First, the historical origin of black gold credit cards

American Express Centurion Black Gold Card is the black gold (highest) version of "Centurion Series Charge Card" issued by American Express in the UK on 1999. It is also called "black card" because its main color is black.

Second, the black gold credit card limit

Centurion Black Gold Card is recognized as the "king of cards" in the world. The card is located in the top group and has no upper limit. The Centurion Black Gold Card in China is a cooperative credit card, so the credit limit is limited, which is about 200-100000.

Third, black gold credit card issuers.

Cardholders are mostly politicians, billionaires and celebrities from various countries, and are invited by American Express. Credit card applications are not accepted.

The above is the introduction of black gold credit card. I hope it works for you. We can't make a black gold card. There are other cards to choose from.

So much for the introduction of the king of credit cards.