On August 3, 2020, the APP was notified by the Information and Communication Administration of the Ministry of Industry and Information Technology for infringing the rights and interests of users.
On September 4th, 2020, according to the information of the Ministry of Industry and Information Technology, Ai yomi APP was inspected and re-examined by a third-party testing organization, but it failed to complete the rectification as required. According to the requirements of the Network Security Law and the Interim Provisions on the Administration of Preset and Distribution of Mobile Intelligent Terminal Application Software (Order No.407 of the Ministry of Industry and Information Technology) and other legal and normative documents, the App was removed.
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Love yomi's Functions and Complaints
Love Yottametre APP is more like a loan supermarket. In addition to installment shopping, the platform also diverted the loan flows including "Youhua", "Minsheng Helping Grain Loan" and "Borrowing Money through the Same Process", and also diverted the credit card flows of China CITIC Bank and China Everbright Bank.
In addition, the platform also has its own loan product "Baomihua", which provides loans with a monthly interest rate of 0.6%~3% and a single limit of 30 million ~ 50,000 yuan to users aged 22~55.
The complaint platform shows that Amy You has been complained many times, including beheading and allegedly lending money to college students in violation of regulations. For example, a user complained that he applied for a loan of 3,000 yuan in Aiyoumi, and actually paid back 2,400 yuan in six months, with a monthly repayment of more than 550 yuan.
Another user complained that on March 3, 20 19, he applied for and passed the loan of RMB 4,286 in 12. * * * It needs to repay 5 147 yuan, and the borrower is Shandong International Trust Co., Ltd., who was still a college student at the time of borrowing.
Baidu encyclopedia-love you mi