I don't think it matters which one is important and which one is not, and which one is done first and then. It should be both important and should be done! The key is to control the time.

1 English depends on continuous accumulation, and you can't suddenly attack it as soon as the exam comes, so you'd better not give up this, just spend some time consolidating it regularly every day (if you have a good foundation).

Just graduated, don't think too much. As an enterprise, you may not be given higher treatment unless you are very good, so it doesn't matter if you don't have an account or insurance, as long as you can get the money first.

Regarding the interest-free loan of the school, if you are really in a hurry to repay it before graduation, I think there are only two ways. One is to ask for help from family or friends, and the other is to discuss with the school whether it can be postponed. If it really doesn't work, change the interest-free loan into an interest-bearing loan.

Things can always be solved. Wish you all the best!