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Which is better, online loan or formal platform?
Which is the best formal loan platform?

1, 360 IOUs

360 IOU is a credit platform under 360 Finance. It has been online for more than four years, providing instant consumer loans for many users. 360 IOUs can be divided into three installments, six installments and 12 installment, with daily interest, and the minimum daily interest rate is 0.027%. The application materials are simple. You only need to authorize your ID card and mobile phone number and bind your bank card to apply for a loan.

2. Gome Easy Card

Gome E-Card is a loan product under Gome Group, with a loan amount of 1 0,000-10.5 million. Repayment is very convenient, and the application requirements are a little stricter than the general online lending platform. The borrower needs to be 18-45 years old, with good credit information, a stable source of income, and a fast loan, with the shortest time of 5 minutes.

If there is a capital turnover demand, I recommend that you spend less than full, that is, the original Baidu Finance completed the split on 20 18 and realized independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.

In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.

The amount of money spent on loans ranges from 500 yuan to 200,000 yuan, with an annualized interest rate of 7.2%, 6,543.8+0,000 yuan, and the interest from 2 yuan is 654.38+0 days. Long loan period, daily repayment, daily interest, no mortgage, pure credit, full online application for ID card and bank card, the fastest approval in 30 seconds, 654.38+0 minutes to the account.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

Use Baidu's artificial intelligence and big data risk control technology to encrypt, monitor and protect personal information. Every loan must verify the password and other verification items, and it can only be lent to the bank card in the lender's own name, so you can use it with confidence.

3. Little orange blossom

Ping An Consumer Finance has a small orange blossom with a maximum loan of 200,000 yuan. Compared with ordinary online loans, small orange blossom can cover the whole consumption scene and is more convenient to use. Since the daily interest rate is 0.039%, the credit line given by the system can be used at any time and place without secondary review. Professional questions and answers from borrowers are needed, and it is better to apply for college education or above.