How to apply for the Shanghai Pudong Development Bank Youth Card?

img src = '/large/5230002 192957 e 93655 '/

On the handling of college students' credit cards-the experience of handling students' credit cards in Pudong University. On the handling of college students' credit cards: the experience of China Construction Bank and Shanghai Pudong Development Bank.

Shanghai Pudong Development Bank Campus Youth Card has the following advantages:

1. Free of annual fee

2.VISA card is a must for Haitao.

You can't open a credit line first. When you use it as a debit card, most parents will agree. If you have a job, you can transfer it to another credit card. The credit line can be accumulated in advance.

Disadvantages:

1. Once you apply for a college student card, you can't apply for other credit cards with limited amount unless you have a job.

2. There was no credit line at first, and parents' consent was needed to open the credit line.

3. Activation should be handled at outlets, and the outlets of Shanghai Pudong Development Bank are not as many as those of the four major state-owned banks.

The following is the text.

First, open the website of Shanghai Pudong Development Bank Credit Card Center. Click Apply for Credit Card and apply now.

Pull to the bottom and select the campus youth card (dual currency version).

Will prompt whether to apply for E-GO card. It belongs to the virtual card and is tied under the physical card. Personally, I guess if I get an American Express card, I will use it when I encounter goods in the restricted area, and which classmate will try it. The application for Pudong Development Card is very fast. I applied according to my personal preference.

img src = '/large/54800020 d2b 68528 f7a '/

Then fill it out normally. However, please pay attention to article 6. There is a card service function that exceeds the credit limit. Exceeding the credit card limit can make you spend about 20% more, but you have to charge a high handling fee for the excess! Be careful.

img src = '/large/54800020 D2 dbb 9 b 5358 '/

Then fill in personal information and so on.

Then enter the home page, or apply for a credit card, and select the application progress query.

Then I will be surprised to find out why I can't find the application progress!

Don't worry, wait patiently, the application materials have indeed been submitted. It was filled out around the 20th, thinking that it had not been submitted successfully. I applied three times a day. However, two appeared on the 25th, and the last one didn't appear until the 30th.

img src = '/large/529000 aa 47796 f 25 BD 0 '/

Then there is a long wait. April 1 day, approved. Five days later, I will send a short message to inform you that the card has been sent by China Post (yes, it is China Post). In five days, the younger brother (or uncle) of China Post will knock on the door and deliver it to his home. (It is well received here, and the real home delivery is JD.COM, Amazon and China Post)

After waiting for a long time, I finally got the card ~ ~ (scattered flowers celebrate)

img src = '/large/52b 0002 1245 b73a 830 a '/

It's easy to stop using outlets, so I just asked a few random questions. It's a card to prove yourself. At the same time, online banking and mobile banking have been opened.

Reminder: Please set three passwords when opening the card: transaction password, inquiry password and online banking password.

Transaction password: the well-known ATM password. There is nothing to introduce.

Password inquiry: used to log in to mobile banking, it is best not to set the same password as the transaction password.

Note that the last three digits on the back of the credit card, namely CVV2, are as important as the password. Don't be seen by others, you can stick it with tape.

At present, most banks are promoting mobile banking. Mobile banking is very convenient for college students who live in different places, because there is no handling fee for domestic transfer, or even cross-bank.

First of all, let me introduce Pudong Mobile Banking.

Because I only have a credit card but no debit card, I feel that Pudong Mobile Bank is a little chicken.

Login requires a password (6 digits). It feels easier when you go in. The first two lines are options for account operation, and most of the latter are financial investment and the like. I can find all kinds of detailed information in my account, so I won't introduce it. The remittance experience is not good. I have always said that you can't transfer money without changing the card number. It is possible that only debit cards can use this function. However, there are some relatively new functions in it, such as WeChat and mobile phone remittance. You can't experience it because you are prompted not to transfer cards.

When you enter the login password, it will make you very painful. First of all, the keyboards are randomly arranged, and

I wanted to send a screenshot, but the monitor can't take a screenshot. This is also the case when I entered the use, which shows that Pufa is really good in safety.

After you go in, you will find this use really useful. Repayment, password modification, etc. It's all in the personal center at a glance. The front page is the promotion of various preferential activities.

If you only open a credit card, this purpose is enough.

The program processing system is slow. Very slow. .

For those students who want to surf the Internet and find it difficult to apply for a credit card, it's good to be full.

Although it is a credit card, it can only be used as a debit card, which can avoid pickpocketing to some extent. VISA's Haitao function alone is enough for college students. Before there is no income, it is better to be frugal. (Please ignore these)

It is useless when there is no demand for Haitao. .....................