Yes, the down payment is generally more than 20% of the total house price. According to your 90,000 yuan, you can mortgage a house with a total price of 300,000-450,000 yuan (but first of all, you must have good credit and the bank can lend money), but at this total price, you can only buy a two-bedroom second-hand house or a small-sized new house in the urban area, but you can also choose new development areas in the suburbs of the main city (such as university town, western new city, tea garden new district, etc.). ), and those.