Different from other ordinary credit cards, if you successfully apply for the installment music universe credit card of ICBC, you will receive two cards, one is a co-branded card and the other is a consumption card. Many card friends ask, what is the temporary credit limit of ICBC's installment universe credit card? The following is a detailed introduction to the temporary quota of these two cards.

1, ICBC installment music universe co-branded card

This credit card product belongs to the gold card level, and the amount will generally be between 6.5438+0 million yuan and 50,000 yuan. In fact, the amount of the card is determined by the bank according to the applicant's credit situation. The initial credit obtained by many people is not ideal, because the product is issued for college students and it is not easy to obtain high credit. It's good to get 2000, 3000, or as high as 8000.

On the temporary limit, ICBC will make a comprehensive score decision according to the cardholder's consumption and repayment. If your monthly credit line can be used to 70%-80% and the repayment is timely, then the temporary credit line may be several thousand yuan.

2. ICBC installment music universe consumption card

Consumer cards are mainly used in shopping malls by stages and can be paid by stages. Suppose you want to buy a big item, such as iPhoneX, in the installment mall, but the quota is not enough, so it is easy to apply for a temporary quota.

Need to be reminded that the installment fee is between, but it is also a big fee.

How to use ICBC Universal Installment Credit Card? The most detailed strategy is here.

What is the temporary credit limit of ICBC's installment universe credit card? The key depends on the applicant's use of the card and his own needs. Temporary credit line has a service period, and the used part cannot enjoy the treatment of installment and minimum repayment amount, so it needs to be used reasonably.