1. Borrowing students receive (or download and print on their own, which can be downloaded from the website of China Development Bank and the website of provincial financial aid for students, and can also be obtained from various departments of the college) the Application Form for Student-origin Credit Student Loan of China Development Bank (hereinafter referred to as the Application Form) in duplicate (see annex 1), fill in personal information, and go to the village committee (neighborhood committee) for review and affix the official seal;

2. Borrowing students and their * * * co-borrower apply to the county financial aid center with the application form, legal and valid original and copy of identity certificate (household registration book or ID card, etc.). ) Borrowing students and students from co-borrower, as well as the original and photocopy of the college admission notice (student ID card, student credit loan certificate);

3, the county aid center on-site audit of the student loan application, after examination and approval in the application form stamped confirmation. The application form is made in duplicate, one for the county rescue center and one for the county rescue center, and submitted to China Development Bank. The county financial aid center files copies of the identity certificates and student status certificates of the borrowing students and borrowers;

4. Procedures for signing a contract after passing the examination by the county student aid center: the county student aid center organizes the borrower and its * * * to sign a student loan contract with the borrower, and provides the borrower with a receipt of the contract, which is used to prove that the borrower has obtained the qualification of the national student loan of the student origin of the China Development Bank when reporting to the university, and fills in the borrower's tuition, accommodation, university account information and contact information, and confirms that the student has entered the school after affixing the official seal (official seal of the school student financial assistance management department);

5. After the contract is signed, the county aid center will prompt students to open an account at the local rural credit cooperative in time;

6. The loan contract is in quadruplicate, including three originals and one copy. Borrowing students keep the original contract 1 copy (the first one is accompanied by a receipt), and * * * keep a copy of the contract 1 copy with the borrower. One original contract is filed in the county rescue center, and one original contract is kept, and finally submitted to the China Development Bank. This contract shall come into effect after the approval of China Development Bank and the formal issuance of a loan review confirmation letter to the provincial funding center;

7. After the county aid center summarizes the loan information of the county's borrowing students, it will submit the XX County National Student Loan Application Summary Form (paper document and electronic version) to the provincial aid center and the agent bank respectively;

8, the local rural credit cooperatives according to the application of students, to open a personal account for borrowing students;

9, the provincial aid center received the county-level aid center "XXX county students national student loan application summary table", the county-level summary table and the province intends to apply for student credit student loan total loan submitted to the National Development Bank branch. China Development Bank implements relevant funding arrangements;

10. Borrowing students (freshmen) report to the admitted colleges and universities with the student-origin credit loan contract (including receipt). Each high school will fill in the receipt and affix the official seal (official seal of the school student financial assistance management department) to confirm the loan student's declaration, and fill in the required amount of funds according to the school tuition and accommodation fees. If the total amount of tuition and accommodation fees exceeds the loan amount, it shall be filled out according to the loan amount, and the insufficient part shall be made up by the borrowing students;

1 1. Borrowing students (freshmen) mail the receipt of the national student loan (in duplicate) back to their county rescue center;

12. The county financial aid center updates the summary table of the national student loan application in XX county according to the receipt of the county (including 1 electronic document and 1 paper document stamped with the official seal) and the loan application approval form, loan contract and university receipt (each 1 copy) sorted in the order of the summary table, and submits them to the provincial financial aid center;

13, the provincial aid center summarizes the summary tables and related files of all counties in the province and submits them to the provincial branch of China Development Bank;

14. The loan committee of the provincial branch of China Development Bank shall examine and approve the total loan amount summarized by the provincial aid center, and issue a loan examination and approval confirmation letter to the provincial aid center (with the official seal of the national student loan application summary table of XX County);

15. The provincial student aid center submits the loan confirmation letter and XX county national student loan application summary form to the handling bank through the county student aid center);

16. The agent bank received the loan confirmation letter and the national student loan application summary table of XX county, went through the loan procedures for the borrowing students according to the operation process and withheld the funds to the accounts of various universities;

17. After receiving the above money, the school will issue corresponding receipts or invoices to the borrowing students.

Student-origin credit loan refers to the credit loan issued by financial institutions such as China Development Bank to eligible freshmen and students with financial difficulties, without guarantee or mortgage.