The enrollment and guarantee of college students' medical insurance will be carried out according to the academic year. The payment standard and treatment standard will be compared with the student and child insurance policy of urban residents' medical insurance. It is estimated that individuals will pay 30 yuan every year, and college students from low-income families will be insured free of charge.
The basic medical insurance for college students in Kazakhstan adheres to the voluntary principle, and the insured college students implement territorial management, focusing on ensuring basic medical needs. Coverage includes: full-time undergraduate and full-time graduate students who receive general higher education in various full-time ordinary colleges and universities (including private colleges and universities) and scientific research institutes in urban areas.
The basic medical insurance fund for college students consists of basic medical insurance premiums paid by insured students and government subsidies. The fund-raising standard is 1 10 yuan per person per year, in which the financial subsidy is 80 yuan, the college students and their families pay 30 yuan, and the financial subsidy for the college students from low-income families is full, and the college students themselves do not pay.
When college students are hospitalized in designated medical institutions, they should use the overall fund, set the minimum qifubiaozhun and the maximum payment limit, and determine the proportion of individual pays above the minimum qifubiaozhun and below the maximum payment limit.
Extended data:
First, in line with the provisions of the outpatient medical expenses, according to the following proportion of reimbursement, the rest of the individual pays:
1, if the medical expenses are insufficient 1000 yuan, 35% will be reimbursed;
2, medical expenses in 1000 yuan (including 1000 yuan) above, less than 5000 yuan, 45% reimbursement;
3, medical expenses in more than 5000 yuan (including 5000 yuan), less than 10000 yuan, 55% reimbursement;
4, medical expenses in 1 ten thousand yuan (including 1 ten thousand yuan) above, reimbursement of 65%.
Two, in line with the provisions of the hospital medical expenses, according to the following proportion to be reimbursed, the rest of the individual pays, the medical expenses of hospitalization for many times during the year:
1, medical expenses 10000 yuan, medical treatment in tertiary, secondary and primary medical institutions, with reimbursement rates of 55%, 65% and 75% respectively;
2. The medical expenses are above 10000 yuan (including 10000 yuan) and within 20000 yuan, and the reimbursement rates in tertiary, secondary and primary medical institutions are 60%, 70% and 80% respectively;
3, medical expenses in more than 20000 yuan (including 20000 yuan), in the tertiary, secondary and primary medical institutions, the reimbursement rate is 65%, 75% and 85% respectively.
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