It consists of basic medical insurance premiums paid by insured students and government subsidies. The average college student's annual medical insurance is per person 1 10 yuan, in which the students pay their own 30 yuan and give financial subsidies to 80 yuan.

Participating in medical insurance is first and foremost a school hospital. Registration and purchase of medicines in school hospitals can be directly consumed according to the proportion of medical expenses or medical insurance reimbursement. If you want to see a doctor in other designated hospitals, you should open a referral form from a small school hospital, and then register, check and consume in the hospital, and submit it to the school or insurance institution for reimbursement with the consumption voucher.

Proportion of medical insurance reimbursement for college students:

Medical expenses incurred by insured college students due to diseases above Qifubiaozhun (300 yuan) shall be compensated by stages according to the following standards, with the maximum annual compensation limit of 30,000 yuan.

(a) in accordance with the provisions of the outpatient medical expenses, according to the following proportion of reimbursement, the rest of the individual pays:

1. 1000 yuan for medical expenses reimbursement of 35%;

2. Medical expenses 1 1,000 yuan or more (including 1 1,000 yuan), and the part less than 5,000 yuan shall be reimbursed by 45%;

Medical expenses above 3.5,000 yuan (including 5,000 yuan)10,000 yuan shall be reimbursed by 55%;

4. Medical expenses above 10000 yuan (including10000 yuan) shall be reimbursed by 65%.

(two) in accordance with the provisions of the medical expenses incurred in hospitalization, according to the following proportion to be reimbursed, the rest of the individual pays, and the medical expenses of multiple hospitalizations during the year are calculated:

1. Medical expenses 10000 yuan or less, the reimbursement rates in tertiary, secondary and primary medical institutions are 55%, 65% and 75% respectively;

2. If the medical expenses 10000 yuan or more (including 10000 yuan) is less than 20000 yuan, the reimbursement rates in tertiary, secondary and primary medical institutions are 60%, 70% and 80% respectively;

3 medical expenses of more than 20 thousand yuan (including 20 thousand yuan), the proportion of reimbursement of tertiary, secondary and primary medical institutions is 65%, 75% and 85% respectively.