For ordinary college students with family difficulties, the credit loan for students from China Development Bank is undoubtedly a timely help. What materials do I need to apply for a student-origin credit student loan? Let me talk to you today.
What materials do students need to apply for student loans?
1. The materials required for a student to apply for the first loan include: the original application form signed by himself and stamped by the qualification department, the ID card of himself and the borrower, and a copy of the college admission notice (the student holds a student ID card); The original household registration book of the borrower and myself.
2. The materials required for the loan extension application include: an application form signed by the student himself. If the borrower or the borrower cannot come to the acceptance site, the other party may apply with the power of attorney.
The difference between student-origin student loans and general loans is that the concept of * * * is the same as that of borrowers.
Specific steps of student-origin student loan
There are usually four steps:
1, online self-help: students register in the service system (
Complete the registration, fill in the personal basic information and borrower information, put forward the application for student credit loan and export and print the application form for student credit loan.
2. Identification of family economic status: Students are required to fill in the application form for the credit student loan from their graduate high school or family village (neighborhood) committee and township (street) civil affairs department, and only need any of the above-mentioned identification units to issue identification opinions and affix their official seals.
3. Submit materials to the county-level financial aid center: the borrower and the borrower's ID card 1 copy, the admission notice (or student ID card) 1 copy, the original household registration book 1 copy, and the application form for student-origin credit student loan signed by the borrower himself.
In addition, if the borrower and the borrower are not in the same household registration book, they need to bring the original household registration books of both parties.
4. Enter the electronic receipt in colleges and universities, waiting for approval: students applying for loans report to colleges and universities with admission certificates, and require college teachers to enter the electronic receipt on June 65438+ 10/0 of that year.
After submitting the above materials, you can basically wait for good news.
Reminder: After April 1 every year, students who renew their loans can log in to the student online service system to apply. Don't miss time. I hope the above introduction will be helpful to everyone.
20 17 student loan process for college students' origin
Student-origin credit student loans do not need guarantees and mortgages, but they need repayment, which is different from national grants. Below, I sorted out the process of 20 17 college student loan for your reference!
The process of student loan for college students' origin
China Development Bank: (opened provinces: Shanxi, Inner Mongolia, Jiangsu, Anhui, Henan, parts of Jiangxi, Shandong, Hubei, Hunan, Guangxi, Hainan, Qingdao, Chongqing, Sichuan, Guizhou, Yunnan, Shaanxi, Gansu, Qinghai and Ningxia).
Agricultural Banking in China: (Fujian Province, Zhejiang Province)
Rural credit cooperative banks: (Jiangxi Province, Fujian Province, Zhejiang Province)
The specific treatment of each student's origin should consult the local education bureau funding center (due to different local requirements).
1. First, log in to official website of China Development Bank, click on the student online service system (student origin) and register the student information.
2. Export the loan application, print the paper document (in duplicate) and affix the official seal according to the above requirements.
3. Preparation materials: Old classmates should first go to the school office to open a student loan certificate and bring it back. (Note: Different regions may have different requirements)
(a) the materials required for the first loan (refers to the old students who have never borrowed money)
(1) Application Form (in duplicate). The application form must be complete and accurate, and signed and sealed by the borrower; , the village (neighborhood) committee, township (street), county civil affairs departments of all units with official seals.
(2) the borrower and the borrower's identity card, and the county center keeps a copy;
(3) Admission notice (old students are required to provide student ID card and a copy of student ID card), and the county center keeps one copy;
(4) Other materials required by the county funding center.
(2) Materials required for loan renewal
(1) Application Form (in duplicate). The application form must be complete and accurate, and signed and sealed by the borrower; No qualification examination is required (that is, no official seal is required).
(2) a copy of the student ID card;
(3) other materials required by the county funding center.
(4) Apply for a loan and sign a contract at the rescue management center. For the first application, the borrower and * * * must go to the acceptance site at the same time as the borrower; When renewing the loan, the borrower and one of the borrowers can apply at the scene.
(5) After the students report to the school, they will submit the acceptance certificate (receipt) to the financial aid center of the school with the relevant loan receipts from the county education bureau and the bank. Teachers in the financial aid center will enter the collection information in the student loan system. Remember!
Rural credit cooperative loan
(Open provinces: Jiangxi, Fujian, Heilongjiang, parts of Yunnan,)
I. Loan application and preliminary examination
(1) The applicant shall issue 1 certificate to the Academic Affairs Office before going home; Students from outside the province need to download the Application Form of Credit Student Loan for Students from xx Province on the website of the Education Bureau of Students' Origin.
(two) sent to the village, township (street) county civil affairs department for examination and seal.
(three) to the local county (District) Education Bureau Student Financial Assistance Management Center for examination and seal.
(four) students applying for loan approval should provide the following materials to the county aid center:
(1) application form;
(2) ID cards, photocopies and household registration books of borrowing students and borrowers;
(3) Student ID card and its copy;
(4) Proof of tuition and accommodation fees required by students and the bank name, account name and account number of the school;
(5) Proof of the relationship between students and their parents (or other legal guardians); (6) Other materials specified by the county funding center. Approved after parallel verification.
Second, sign a loan contract
After the loan is approved by the agency designated by the County Student Financial Assistance Center, the agency will sign a student loan contract with the borrower and * * *.
Third, colleges and universities confirm that
(a) students with the "student loan contract" and "student credit student loan confirmation letter" back to school registration.
(two) and hold the "student credit loan confirmation letter" receipt to the education department to confirm the receipt.
(three) within 20 working days after registration, send a confirmation letter of the student source credit loan to the county-level student financial assistance management center by mail or other effective means. In case of special circumstances, students should take the initiative to contact the county-level student financial assistance management center, otherwise loans will not be issued.
4. After the tuition fee is received, the applicant shall go through the formalities of tuition fee change with the receipt of tuition fee.
Loan application, preliminary examination of county-level student financial assistance management center
↓
Agency investigation, review and approval
↓
Sign a loan contract
↓
Confirmation of ordinary colleges and universities
↓
The county-level student financial assistance center informs the lender.
↓
Loan issuance and remittance
↓
Record registration
After reading the 20 17 college student loan process, I also saw:
1.20 17 student loan policy
2.20 17 national student loan policy
3.20 17 Financial Aid Policy for College Students
4.20 17 new policy for college students
20 17 Deadline for Pre-application of Student Source Loan Did you catch the last bus?
20 17 the deadline for pre-application of student-origin student loan is approaching, and this pre-application is very important for many students. Then, what are the pre-application requirements for the 20 17 student-origin student loan? Let me talk to you today.
20 17 Deadline for Pre-application of Student-origin Student Loan
Pre-application for inter-provincial student loans is generally completed before May and June of each year. Senior three students apply in their high schools, while college students apply in colleges and universities. They also submit through the system, print paper materials, stamp the school, and then apply for loans at the county-level funding center. The specific time of pre-application varies from province to province.
20 17 materials required for pre-application of student loans (senior high school)
1, 1 A copy of the Application Form for Student-origin Student Loan does not need to be stamped with any official seal (it must be applied on the online service system for student-origin student assistance).
2. Original student ID card and 1 copy.
3. The original student's original household registration certificate (household registration book or household registration certificate).
4.* * * Same as the original ID card of the borrower, 1 copy.
5.* * * Same as the original account book of the borrower.
6. Original and photocopy of the admission notice 1 copy.
7. Student loan test paper.
20 17 materials required for pre-application of student-origin student loans (first-time loan students)
1, 1 Copy of the Application Form for Student-origin Student Loan with official seal (the application must be made on the student online service system. School high school graduates did not apply for high school pre-application, issued by the high school certificate.
2. Original student ID card and 1 copy.
3. The original student's original household registration certificate (household registration book or household registration certificate).
4.* * * Same as the original ID card of the borrower, 1 copy.
5.* * * Same as the original account book of the borrower.
6. Original letter of admission 1 copy, and copy 1 copy (non-freshman or graduate student 1 original and copy of student ID card 1 copy).
7. Student loan test paper.
20 17 materials required for pre-application of student-origin student loan (continued)
1, 1 Application Form for Student-origin Student Loan (application must be made on the student online service system without any official seal).
2. Borrowing students or * * * take the borrower to the county-level financial aid center where the household registration is located and show the original ID card.
3. One original and one copy of the student ID card.
4. The original loan contract of the previous year.
5. Student loan test paper.
Reminder: Students need to log in to the student online service system and submit their own loan renewal statement. If students fail to fill in the loan renewal statement or maintain personal information as required, they will not be able to renew their loans. I hope the above introduction will be helpful to everyone. Want to apply for a loan, poke here.
20 17 fill in the most standard format for the application form for college students' loans.
Before applying for a national student loan, we usually need to fill out the Application Form for Student Loan and hand it in. How should I fill out this form? Let me talk to you today.
The role of college students' loan application form
The application form is for eligible freshmen and students with financial difficulties in colleges and universities. Before entering the school, apply for an application form for student loan from the National Development Bank of the county (city, district) where the household registration is located, and collect all kinds of information about the loan students. This form can be downloaded and printed in the online system of student loan of China Development Bank.
Instructions for filling in the application form for college students' loan
1, filled in blue and black ink, with neat and clear handwriting, no alteration, complete content, writing format conforming to requirements, and all kinds of information true and accurate.
2. All data items marked with ""are required.
3. Application type: college students fill in "student application"; This year's college entrance examination enrolled freshmen to fill in the "Application Form for Freshmen's Admission".
4. domicile: the address registered in the household registration book before the borrower enters the university. Urban household registration is written from the city to the house number, and rural household registration is written from the city to the office.
The domicile of the borrowing student should be consistent with the location of the funding center; The borrower must be a student who is officially admitted to an ordinary university or higher vocational college recognized by the national education department and has obtained a true, legal and effective admission notice;
Borrowing students' families are indeed families with financial difficulties. Borrowing students should be honest and trustworthy, law-abiding, and have no illegal records.
5. Current detailed address: the borrower's residence before entering the university (note: "residence" and "domicile" are two different concepts, for example, someone's domicile is in Jianghan District, but his residence may be in Jiang 'an District).
6. Graduating middle school and postal code: freshmen fill in the name of the middle school where they graduated from high school (please write the full name-the name on the official seal of the school) and the postal code of the middle school.
7. Dormitory phone number: filled in by college students; Do not fill in the freshman year. There is no underline or horizontal line between the area code and the telephone number, such as 02788888888(027 is the area code and 888888 is the telephone number).
8.* * * Same borrower: * * The order of choice of the same borrower is: father-mother-near relative-other. In principle, the father is the borrower and the mother is the borrower when the father is not at home.
If both parents are not at home, the parents shall entrust another close relative (written power of attorney is required) as * * * and the borrower, and share the repayment responsibility with the borrower. Orphans shall be jointly liable for repayment with the borrower by their guardians or other close relatives as * * *.
Relationship with the borrower: fill in the correct option among the four options of "father, mother, near relative and others".
9.* * * Same as the borrower's "domicile" and "detailed home address": the filling requirements are the same as items 4 and 5.
10. university name: fill in the official seal of the university in strict accordance with the admission notice. Major: fill in strictly according to the notice on the admission notice.
1 1, grade: fill in the year-end to be attended this fall. Freshmen fill in "1", college students fill in "2 1 = 3 = years of study in colleges and universities, if they have studied for 2 years.
12. detailed reason: give a detailed explanation of the selected items in the loan application.
13, loan amount: 1000-6000 yuan.
14. Application term: refers to the loan term, and the longest is 14 years.
There are more than ten articles with various contents. Be sure to fill it out carefully so that the student loan can pass the examination as soon as possible. In addition, the concepts of * * * and borrower should be understood clearly.
Reminder: the application form for college students' loans can be filled in and exported online, and the application forms for students who pre-applied for loans and students who renewed loans in high schools do not need to be identified as financial difficulties. I hope the above introduction will be helpful to everyone. Friends who want to apply for a loan, poke here
How to apply for a national student loan for 20 17 years
The process of handling student loans:
The loan acceptance department applies for a loan;
Prepare materials. Prepare relevant materials to register with the student financial assistance management department of the local education bureau, and receive the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the Application Form). The borrower needs to complete the application form and seal it completely;
Review the materials. When the borrower and * * * go to the student financial assistance management department of the county (city, district) Education Bureau where the form is registered, they need to provide two identification materials (including the borrower and * * * together with the borrower's ID card and photocopy, student ID card or admission notice, household registration book), and provide the application form and postal savings account number, which will be reviewed by the staff of the student financial assistance management department of the County Education Bureau;
Sign the contract. The borrower and * * * sign the Loan Contract for Student Credit Loan of China Development Bank with the borrower himself, sign the loan contract and authorize the Postal Savings Bank to deduct the loan principal and interest from the above account;
Return the contract receipt. After the loan contract is signed, students can report to colleges and universities with the contract. From 20 1 1, students only need to go to the financial aid center of colleges and universities to handle the electronic receipt, instead of mailing the paper receipt. Within 30 days after registration, if the student financial assistance management department of the Education Bureau does not receive the receipt (no later than 65438+1October 30), it will be deemed that the student has cancelled the loan application;
Loan issuance and payment. According to the contract, the Postal Savings Bank will issue loans on the date agreed in the contract and wire the loan funds to the designated account of the borrowing student's university;
Repay the loan. After the borrower graduates, the students and the borrower are responsible for timely and fully depositing the funds into the personal account according to the loan contract.