You can apply for a student loan. I was not interested when I was a student. You need to worry about repayment interest after graduation. After school starts, all you have to do is give the list to the school and deduct it directly from the bank. Don't worry. As for pocket money, you can use the time before school to do odd jobs and find a part-time job. As long as you are willing to go to school, nothing can stop your progress.