Under normal circumstances, bad personal credit behaviors, such as credit card, loans overdue or cashing, will only affect individuals or families to apply for mortgages, car loans and credit cards, and will not affect their children's schooling.

However, if the personal credit information is not good enough, it will be included in the list of people who have lost their trust and the list of court announcements, then it will affect children's schooling, and they can't go abroad to study, and they can't go to private schools with high fees.

It can be seen that the consequences of bad credit reporting are serious and will affect the normal life of individuals or families. It is very important to keep good personal credit information.