College students can apply for a credit card. Generally speaking, citizens aged 18 can apply for a credit card at the bank. Handling personnel can apply for a credit card at the bank counter or bank website. It is worth noting that it is still difficult for college students to apply for platinum credit cards, because most college students do not have a fixed source of income, and it is usually difficult for banks to pass the application requirements for such things.

According to the consumer demand of college students, the bank specially issued credit cards for college students. The card is mainly aimed at college students, and has the functions of free handling fee for remittance in different places, credit line points, preferential consumption of specific merchants, support for early repayment of consumption, establishment of credit records, support for installment payment and so on. College students can consult the staff at the bank counter to apply for a credit card, or they can apply directly online.

Under normal circumstances, you need to prepare a copy of your personal ID card, a copy of your student ID card or the original identity certificate of the institution you are attending, as well as other supporting materials required by the bank. After college students successfully apply for credit cards, they must keep in mind the principle of rational consumption, pay attention to paying off credit card debts in time, ensure the safety of credit cards, and avoid overdraft credit lines.

: How to cancel the credit card?

1. Pay off all bill arrears, and pay attention to no balance overflow. Before canceling the card, it is necessary to confirm whether all debts on the current card surface have been paid off;

2. Apply to the issuing bank for cancellation. At present, banks only accept customer service hotline to sell cards and complete related operations according to voice prompts;

3. Wait for the inspection period and confirm the cancellation of the card. Usually, the inspection period of banks is 45 days. After applying for cancellation, the credit card will not be cancelled immediately. All banks generally have a "settlement period" of 45 days. Some arrears may not appear on the bill when applying for card refund. After this time, you can confirm whether the cancellation application is successful.

4. Cut off the credit card that has been successfully cancelled. In order to prevent the credit card and personal information from being stolen, remember to cut the discarded credit card along the magnetic stripe after the card is successfully cancelled. If the credit card is lost when applying for card cancellation, in order to ensure privacy and safety, it is best to apply for loss reporting first, and then go through the formalities of card cancellation.