Generally speaking, its interest rate can be lowered by 20% according to the same grade interest rate stipulated by the People's Bank of China, and some local governments also discount it.

The special college students' entrepreneurship loan is an unsecured and unsecured college students' credit loan issued by banks and other fund-issuing institutions. The so-called college students refer to college students, undergraduates, graduate students and doctoral students. The loan is a special loan set up by the state to provide a good environment for college students to start their own businesses. As long as you have a certain production and operation ability or have been engaged in production and operation activities, you can apply for funds for starting or re-starting, and you can get a special loan for starting a business after the bank recognizes the effective guarantee. The term of venture loan is generally 1 year, and the longest is no more than 3 years. Second, how much can a college student's entrepreneurial loan be borrowed? Are there any restrictions?

What conditions do college students need to start a business with bank loans? First of all, you must have registered with the local labor and social security department for unemployment. If you plan to start your own business, or start a small business with insufficient funds, you can apply for a small secured loan. The relevant provisions are as follows: the amount of the loan applied for is 20,000 yuan to 50,000 yuan; In the case of partnership, the maximum is 6.5438+10,000 yuan, calculated at 20,000 yuan per person. The loan term is generally 1 year, and the longest is no more than 2 years. You can renew it when it expires. After the loan expires, graduates who repay the loan on schedule and meet the prescribed conditions can apply for loan discount directly to the county (city) and district employment management service agencies, and after examination, the financial department will give 50% discount. Graduates applying for small secured loans should apply to the social security agency in the street (township) where their household registration is located for loan qualification identification, fill in the qualification identification form for small secured loans, and provide their ID card and photocopy, household registration book and photocopy, unemployment registration certificate and photocopy, feasibility and benefit evaluation report of entrepreneurial projects, relevant collateral and third-party guarantee certificate and other credentials. 2009-04-031KLOC-0/:20 What are the requirements for fishermen's college students to start a business with bank loans? You can apply for a loan from the personnel bureau, but it is recommended not to borrow money for the first time, which is very risky. Unless you're particularly sure. April 9, 200919: 04 What are the requirements for a novice to start a business with a PHP bank loan? Yes, as long as the loan conditions are met, the bank's requirements for loan applicants are (1) at least 18 years old, and they have legal and valid identity certificates and legal residence certificates at the place where the loan bank is located, and have a fixed residence or business premises; (2) Hold the business license issued by the administrative department for industry and commerce and the business license of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest; (3) The borrower has certain self-owned funds for investment projects; (4) The loan shall be used in accordance with relevant national laws and bank credit policies, and shall not be used for equity investment; Www.jzw.com(5) Open a settlement account in a bank, and the operating income will be settled by the bank. The loan applicant shall provide the application materials (1), the identity documents of the borrower and spouse (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status; (2) Proof of repayment ability such as personal or family income and property status; (3) Business licenses and business licenses of relevant industries, relevant agreements, contracts or other materials for loan purposes; (4) Guarantee materials: the ownership certificate and list of the collateral or pledge, the certificate that the person who has the right to dispose of it agrees to mortgage (pledge), and the mortgage (pledge) appraisal issued by the appraisal department recognized by the bank tells that the maximum loan can be 50,000, of course, according to different regions O(∩_∩)O!

3. How much can Sichuan college students' entrepreneurial loans be loaned in 2022?

About 50 thousand. According to the data of the Bank of China, at present, college students can borrow up to 80,000 RMB and start a business up to 50,000 RMB. The specific loan amount can be determined according to the borrower's credit status, the use of funds and the policies and regulations of the loan bank. College students' entrepreneurship loan is an unsecured and unsecured credit loan for college students (undergraduates, postgraduates, doctoral students, etc.). ) issued by banks and other fund issuers.

4. How much can a college student start-up loan borrow?

First of all, anti-fraud! The key is vision. It is recommended to learn the entrepreneurial methods of financing and karate master Mou! You should infinitely reduce the risk of freedom! Because, the more influencing factors, the greater the possibility of failure. The road to entrepreneurship is at your feet. You should succeed step by step! Every industry has its significance, but it also has different benefits from its peers! It should be noted that many projects are deceptive. You should ensure the safety of funds. If you don't have much money, you just need to make happiness. Look: How many billionaires face the loess? Busy every day, the pressure must be great. This is not fate, but vision, wisdom and choice! Lose one move and then join! Be cheated of money. ! Generally do not open stores! Tired! Everyone knows that profits and risks coexist! First of all, work accumulation: the risk of experience and original capital is small! You can run schools, stocks, funds, warrants and foreign exchange in the future! I invest 10000, and generally earn 500- 1000 every week. There are many advantages: no advertising, no trouble, no delivery, no bills, no manual labor, no annoying after-sales service ... live in seclusion in downtown, play ball after closing! But there are risks. In a word, making money with money is the easiest, making money with knowledge is the lowest, making money with labor is the hardest, and making money with others is the cleverest! I hope my 30 years of hard work and experience can inspire you! Attention to Education Answer Time 2007- 1 1-0300:44