The sea is just around the corner, but I can't go back, so I have to savor that loneliness alone. Just like the flow of years stranded a 20-year-old boat, beautiful and youthful, frozen into a light blue landscape in the depths of age.
On this ship, I sailed to another university ... peaceful and orderly university life has been going on for more than two months in my life, and I am busy between classrooms, canteens and libraries every month. When I am completely immersed in the ocean of knowledge, my heart is filled with satisfaction and tranquility; When I walk on the tree-lined path of the campus, breathing the air that belongs to the campus, and being satisfied with everything on the campus, I often forget my poverty and other "extraordinary" days in it.
2. Key points of campus online loan experience: firstly, explain the development status of campus online loan, then explain the reasons for the popularity of campus online loan, and finally discuss how students and schools can avoid such incidents.
Text:
With the hot internet finance, the online installment loan platform for college students has quietly become popular in the past two years, and it has quickly attacked university campuses. It is understood that many college students will choose online loans to buy high-tech products such as mobile phones and computers in stages.
Due to the convenience of online shopping, a considerable number of college students' daily necessities come from online shopping. Due to the limited living expenses, everyone can't afford to buy bulk commodities. However, in the past two years, with the emergence of online installment loan platform, some college students began to spend in advance and buy what they wanted through online loans.
The * * *-shaped online lending platform, which requires no guarantee, can consume and borrow money by stages just by moving your fingers and filling in information, is obviously attractive to cash-strapped college students.
Some college students love to keep up with the joneses, which leads to irrational consumption and can't keep up with the overdraft speed. I received a dunning message from an online lending platform. The borrower is my student Lin. He registered my name and phone number as a contact person, and sent the information to my mobile phone when dunning.
Facing the "campus loan", first of all, college students should be self-disciplined, master some necessary financial knowledge and learn to spend rationally. Of course, colleges and universities can also offer some financial courses to keep college students away from usury products, especially online lending platforms with particularly heavy penalties after default.
3. How to treat college students' naked loans? People who borrowed money 800 words ago were mainly social workers. Nowadays, campus loans have appeared in many university campuses, and many students have begun to borrow money to spend in advance.
In recent years, peer-to-peer lending platform is aimed at college students, and gradually penetrates the campus in the form of P2P lending platform, campus installment shopping platform and e-commerce installment payment platform. The quiet ivory tower has become the site of peer-to-peer lending platform.
Campus online loans are extremely harmful, so it is recommended that college students try not to touch such things.
Don't think it's a good thing to enjoy it in advance with other people's money. In fact, there are still many traps. After statistical analysis of the actual situation of campus loan fees, financial analysts found that, contrary to smooth loans, in order to repay campus loans smoothly, there are often several layers of skin besides principal and interest: in addition to intermediary fees, handling fees, agency fees, deposits detained by some platforms, etc.
How much does the real interest of these online loans cost? It may scare many people to say it. Financial analysts randomly selected 10 platforms to open campus loan business. In this 10 platform, the lowest annual interest rate of the loan is 9.56% and the highest is 36.75%.
The following is the tragedy caused by the recent campus online loan:
In March this year, a college student in a university in Henan Province obtained 600,000 yuan unsecured credit loans from different financial platforms through personal loans and loans as other students, and finally committed suicide by jumping off a building because he was unable to repay them.
Xiaoli, the victim of "naked loan", initially borrowed 500 yuan from the peer-to-peer lending platform, but was overwhelmed by the weekly interest of up to 30%, with a total debt of 55,000 yuan, and was forced to owe a "naked loan".
If you don't want to be the protagonist of these tragedies, try not to touch campus loans.
4. How to write a composition about your views on campus life? Reading, singing and laughing, smiling faces appear on campus, which makes people intoxicated ...-Inscription.
1 (road)
I heard the sound of reading before entering the campus in the morning. Listen carefully to the voices: some read aloud at the top of their lungs, some read beautifully in a low voice, and some have sharp and harsh voices ... many voices converge into a symphony, just like a magnificent team playing, how intoxicating! I also took out my English book and joined the team.
2(ruai)
After class, the students play happily on the playground, just like a flock of birds flying around happily. Some jump rope, some jump, and some even play with eagles to catch chickens ... how happy! Although they are all Grade One students, the students still look like children. Relaxation will also enrich life. I think they seem to be very happy and intoxicated when they play.
3 miles
During the break, there will inevitably be some friction and collision between students. Once, I saw such a scene. A classmate accidentally bumped into another classmate, and that classmate quickly said, "I'm sorry!" I didn't mean to! " The classmate who was hit didn't swear, just smiled and waved and said, "It doesn't matter!" Say that finish, two people smile at one another, back to their class. What a small thing, but it reflects the friendship between classmates. I was intoxicated by this friendly atmosphere again.
4(fa)
In class, students are very active in answering questions. No, the teacher just asked a question. It seems that someone is trying to rob him of his job, and the students are scrambling to raise their hands to answer questions. After seeing this situation, the teacher had to choose a few similar students to answer, but the teacher was very happy. This is also a reward for the teacher!
5 (Sao)
Teachers' Day is coming, and the students bring all kinds of gifts to congratulate their teachers. But the teacher said, "These gifts are not the best. Only good grades can make teachers more gratified! " Therefore, students will do well in exams to reward their teachers. At this time, the teacher's face will show a bright smile. What an intoxicating smile!
Campus, where we grow and study happily. I love campus!
On campus, you make me intoxicated, and I love you!
5. 1000 campus loan theme class will experience the risks of hello peer-to-peer lending network: First, it lacks the necessary risk control awareness and mechanism.
Most campus online lending platforms advertise themselves as "1 minute application, 1 minute review,1day loan, 0 mortgage, 0 guarantee". The threshold for loan application is low, and the procedures are very simple, and even the lender does not need to handle it in person. Second, there is a lack of regulatory subjects and necessary supervision.
Campus online loan belongs to internet finance, but at present, China implements separate financial supervision, which is not done properly in some places. Although it is well known that many college students do not have the ability to pay, some online credit institutions have developed them into a "cash cow" customer base, and students borrow and spend irrationally.
Third, lack of necessary financial knowledge and correct consumption concept. According to some previous reports, campus online loans are rarely used for college students' innovation and entrepreneurship, but more for personal consumption, especially for relatively expensive electronic products such as mobile phones and computers.
Because many college students lack basic financial knowledge, they don't know the calculation method and amount of loan interest, liquidated damages, late fees and other expenses. It is very likely to be burdened with heavy debts due to online loans, and even fall into a series of debts of "robbing Peter to pay Paul". In the end, parents have to go to the bottom, or lead to other bitter results. Class: 14050343 Student: Fan: Clean Campus Theme Class Meeting Summary "Clean Campus" Theme Class Meeting Summary China culture is profound and has a long history. Cleanliness is an important part of China traditional culture. As a descendant of the dragon, I have the responsibility to continue to pass it on. Therefore, our class responded to the call of the Youth League Committee of the College and launched the theme class meeting of Clean Campus.
The class meeting was very successful, the students spoke actively and the activity atmosphere was active. Everyone spoke freely and really had an ideological and moral lesson. Below I will make a summary of this class meeting.
20 13 10 17 was held in B-404, Tianyou Building, which kicked off the class meeting. The class meeting form is accompanied by ppt display, which drives everyone to discuss the integrity culture.
This ppt was carefully produced by members of the organizing Committee after receiving instructions from the Communist Youth League Secretary. Ppt begins with the train shuttle map with the characteristics of our college, because Qian's Poem of Lime, a poem in the early Ming Dynasty, was introduced. Take Zhou Enlai's incorruptibility as an example to discuss incorruptibility.
His image shines in history and is deeply rooted in people's hearts. His story is famous in history and lasts for a long time! Yes, no matter how history develops and the times change, respecting and respecting honesty will always be the call of the times! Diligence and honesty will always be the main theme of the times! There are some discordant notes in ppt. In the case of Hu Changqing, "a levee of a thousand miles was destroyed by an ant's nest", a major anti-corruption case surfaced and corrupt officials fell. These discordant notes have repeatedly sounded the alarm for us to fight corruption and promote honesty, and the form is grim.
Next, I will introduce the official definition of honesty, and how college students can be honest: 1, innovation, 2, thrift, 3, determination, 4, honesty and law-abiding, 5, establishing a correct world outlook, and other specific methods to propose initiatives to students. Later, I introduced the Ballad of Integrity and Zheng Banqiao's poems, which made the class meeting atmosphere reach * * *.
Next, the secretary of the Communist Youth League branch learned from the school and put forward clean initiatives to everyone: be honest, walk in good faith, study tirelessly, cheat in exams, default on loans, not waste your life, and not violate discipline in words and deeds. Students also actively expressed their willingness to take the integrity test of the next exam.
At the initiative of the Communist Youth League Secretary, this class meeting has come to an end, but "cleaning the campus" is a long-term unremitting work, full of long-term, arduous and complex, and our class will pass this activity with satisfaction.
6. Help me write a 200-word composition on "school bullying Incident+Views". Campus is a paradise for us to learn and a cradle for us to grow up. We are eager to study happily and grow up healthily in a harmonious and safe campus environment.
However, there are often discordant notes on campus. Perhaps because of a misunderstanding, someone added dirty words; Perhaps because of an unintentional mistake, someone waved his fist. ...
Today, I watched an educational film-school violence, which tells us how to protect ourselves from others in real life. Campus violence tells the story of a boy named Xiangxiang. One day, my mother called Xiangxiang out for dinner for a long time, but he didn't come out. When she entered the room, she found Xiangxiang vomiting on the ground. Mother rushed him to the hospital, and the doctor said, "Xiangxiang is overeating." Mom thinks it's strange. Under the constant questioning of her mother, Xiang Xiang had to tell her family the truth of her extortion. It turned out that Xiangxiang was blackmailed by her senior classmates and gave them money every day, and more and more every time. Every time Xiangxiang gave them money, they went home and ate like crazy, afraid to tell their parents and teachers, which caused today's consequences.
7. An essay: Understanding the campus and classes of the school is my home. If you want to grow and study in a good environment. We should cherish everything there, we should love our home class and beautify our home.
As primary school students in the new era, we should correctly establish our own outlook on life and values. First of all, be an excellent young pioneer and abide by the rules and regulations of the school. At home, we should
Be a sensible and obedient child. In school, you should obey the teacher's arrangement and do things seriously according to the school rules. For example, you must get off when entering or leaving the school gate, and you must wear a red scarf and sign when entering the school gate. you can not
Wear slippers to school and so on. We must have the concept that "the class school is my home".
As primary school students, we should cherish everything in the school and don't destroy them. Because they are also alive, they have made their own contributions to mankind. It can also absorb and release carbon dioxide
Fresh oxygen; It can also beautify the environment and decorate nature; Make us live in this beautiful environment every day; It can also be made into furniture, which is of great help to us. Our school is being established,
It's beautiful now. If we destroy the flowers and plants there, such as E799BE5BAA6E59EE7A94313336393131tree, won't they give up all their efforts? What we students should do is to care for them, and also call on everyone to care for flowers and trees.
The campus is my home, and that class is also my home. We should also cherish everything in the classroom and protect the classroom environment. We can't scribble on the walls, desks and chairs, making them ugly and dirty. Such a learning environment is not what everyone wants. If we protect their original cleanliness and beauty, it will definitely give people a different feeling.
The school is creating a provincial quality school. As long as we in Qi Xin work together and actively cooperate, I believe the establishment will be successfully completed.