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How do American students toss and scrape together college tuition?
How do American students pay for college tuition?

This is an interesting question, and I believe many parents in China are also interested in it. Perhaps we can see the epitome of the cultivation of children's independent ability and the boundary between parents and children in American education.

American children are struggling like this, struggling to collect tuition fees.

For children in big cities in China, college tuition seems to be a neglected topic. Even the cost of studying abroad seems to be mainly borne by parents. Study hard, get good grades, and leave the rest to your parents.

What about in America? What happened?

An American girl named Dani shared an example of how she paid for college tuition on her blog (Dani Dear. com).

"I always knew that I wanted to go to college when I grew up. And I have been worrying about how to pay for expensive tuition since I was a child. Until I went to high school, distant worries became immediate pressures. " Dani said.

For many American college students, especially those who plan to stay in university for four years or more to study for master's and doctoral degrees, this is an unavoidable reality.

Dany entered a very expensive private university. It's really too difficult for her to pay the tuition, and the pressure is too great, which makes her very scared.

"Do you know that a quarter of students in the United States have not chosen their first choice university because of tuition fees? I have never heard of this data before, but I am indeed one of them. "

Dani refers to an infographic produced by two websites, Collegiave and Chegg, after interviewing 1000 college students, which reflects the payment of college tuition:

The following is the experience she shared on her blog. How did my tuition come together?

Support from family and personal savings

I remember when I was a child, my grandparents would give me checks on holidays and ask me to deposit them in a savings account to save money for college. I feel very unhappy. What I want is toys! What I want is a gift! I want something that can be used now, not later!

/kloc-When I was 0/6 years old, I began to hope that my family would exchange my gifts for money so that I could put the money into my account.

My parents are also very generous to me. They are willing to pay 25% for my college education. I am especially grateful to them for giving me money. I know that not every student is as lucky as me, so I won't take it for granted.

When I was studying at school, I worked three jobs alone, paid my usual living expenses, bought myself some clothes, necessities and so on. I felt so lucky that I didn't have to worry about paying tuition all day!

scholarship

When I am about to graduate from high school, my class has the opportunity to apply for various scholarships funded by the school and the community.

I applied for two kinds of scholarships, and then I was lucky enough to get a grant. The sponsor of this scholarship is a couple. Their son was supposed to go to college, but he died unfortunately, so they are willing to take out the money to set up a scholarship.

They submit scholarships to my school every year. I think I must write to them in the university, tell them the details of my study at school and thank them for their help.

My advice to you is: the more scholarships you apply for, the better! Even those scholarships that you think you are not qualified to apply for, try to apply.

I also applied for a drama art scholarship, which may help me pay 5% to 40% of my tuition. I applied for stage supervisor, but I think all scholarships should be awarded to actors. But I was wrong! Finally, I got 50% tuition subsidy, so I spent half my hard journey to pay my tuition! Hearing the news, I feel incredible. I feel that the burden of paying tuition fees on my shoulders is suddenly unloaded.

This amazing scholarship, together with some small scholarships I won, greatly reduced my tuition expenses for going to college. As a result, the tuition I paid for this expensive private university was less than the tuition I paid for going to a four-year public university with the lowest fees.

Never underestimate the power of scholarships. Start applying early and don't forget to continue applying for scholarships while you are at school.

loan

I can honestly tell you that a loan is a terrible thing. Some of my relatives have been working all their lives just to pay their college loans. But fortunately, such a thing did not happen to me.

My parents' sponsorship and my savings can pay 25% of my tuition, and my scholarship pays 55% of it. I just need to borrow another 20%.

In the United States, there are many options for student loans.

Like me, you can choose to apply for a federal loan from the government. Individuals can also apply for loans from banks, or let their families apply for loans from banks and let them repay them on their behalf. Or you can apply for private student loans from some student loan platforms.

Before lending, don't forget to compare the advantages and disadvantages of various loans and choose the one that suits you best. Remember, be sure to find out how long it will take and what the total repayment amount is before you can pay off the loan.

In order to repay the loan, I also took three jobs while I was at school.

Other options

If your family can't help you go to college, and you apply for scholarships and loans, but you still don't have enough money to pay your tuition, don't panic yet.

You have other options.

Unfortunately, I don't have first-hand experience to share with you about these choices, because I haven't used them, but you can still check the relevant information carefully and see if I can help you!

For example: apply for FAFSA (free subsidy from the federal government), grant, work-study program provided by the school, tax relief, study in a community college for two years (low tuition) and then transfer to the university you want to enter. In short, don't give up going to college for fear of paying high tuition fees.

The 22-year-old American is about to become economically independent.

For most middle-class American families with good incomes, they will financially support their children to graduate from college. Three months after graduation, family is no longer the main source of income for children. Why don't you find a job yourself, or get a student loan from a graduate student? Young adults around the age of 22 will be financially independent.

My salary is good. As the daughter of a very successful lawyer couple, her father only gave her 400 dollars as pocket money every month during her graduate school. As a stiff person, she has to solve all other things by herself. Another colleague borrowed an interest-free loan from his parents for postgraduate tuition. It will be returned to parents in full in the future.

There is a view that from the misfortune of life to the unhappiness within the family, many of them are caused by the lack of "sense of boundaries" between people.

The economic and monetary relationship between parents and adult children is clearly defined in the United States, and parents are not children; Family ties and traditions in China blur this line. The ups and downs and feelings are only known to you.

Few college students in China collect their own tuition fees (except for a few students with financial difficulties), not to mention the daily living expenses, all of whom are reached by their parents. At the same time, all parents are willing to provide all financial support for their children to ensure that their children can spend more energy on their studies.

For most young people whose families are not poor, this situation will continue until the stage of graduate school, work, and even after they get married and start a business in the future, it is natural to spend their parents' money.

Families with vague economic boundaries are easy to cultivate "old-fashioned" children.

"Whether a child can develop into a person with free thinking and independent personality depends entirely on his connection with others and the world, as well as his understanding of others and the world." Rudolf Steiner

Little babies have no boundaries and depend on their caregivers. He can walk and run while standing, and the boundaries are becoming clearer and clearer. Parents, especially those in China, tend to ignore the complete boundaries of their children.

Because of the lack of self-love or the inability to realize self-worth, many parents regard their children as "substitutes for love" and forcibly intervene in their children's "rooms" in the name of love, hoping that their children will grow up according to our wishes, so as to make up for our own shortcomings and realize our failed self-worth.

In this way, our children will be "torsion bars", and the reason for torsion bars is resistance. With the awakening of children's self-awareness, children resist their parents' intervention, so they will resist and resist in a way that parents can't understand; Or they are irresponsible for their independence and maturity, which is the case for many children who grow up to be old.

Many parents often say that children are not sensible and do not think about their future. In fact, this is based on our adults' long-term neglect of children's "room"-independence and freedom, making children irresponsible for their own learning and growth.

The information in this article comes from newspapers and is edited by Serene.