The national professional qualification of financial planner is divided into three grades, one is senior financial planner, the other is intermediate financial planner and the third is assistant financial planner.
Who enter oneself for an examination of the national vocational level 3, as long as one of the following conditions:
Have been engaged in this occupation continuously for more than 6 years.
Have a diploma in this major or related major in a technical school, technician college or vocational and technical college with advanced skills as the training goal.
College degree or above in this major or related major.
College degree or above in other majors, engaged in this occupation 1 year or above.
Have a college degree or above in other majors, have reached the required standard hours after three-level formal training in this major, and have obtained a certificate of completion.
Who apply for the national vocational qualification level 2, as long as one of the following conditions:
Continuously engaged in this occupation 13 years or more.
Have been engaged in this occupation for more than 5 years continuously after obtaining the third-class occupation qualification certificate of this occupation.
After obtaining the third-level vocational qualification certificate of this occupation, he has been engaged in this occupation for more than 4 years continuously, and has reached the required standard hours after the second-level formal training of this occupation, and has obtained the certificate of completion.
Obtain a bachelor's degree certificate in this major or related major, and have been engaged in this occupation for more than 5 years.
Have a bachelor's degree certificate in this major or related major, and have been engaged in this occupation for more than 4 years after obtaining the third-class vocational qualification certificate.
Have a bachelor's degree certificate in this major or related major, have been engaged in this occupation for more than 3 years after obtaining the third-class vocational qualification certificate, have reached the required standard hours after the second-level formal training of this occupation, and have obtained the certificate of completion.
After obtaining a master's degree or above, he has been engaged in this occupation for more than 2 years.
Where to apply for the national vocational qualification grade, as long as one of the following conditions is met:
Continuously engaged in this occupation 19 years or more.
Having obtained the secondary vocational qualification certificate of this occupation, he has been engaged in this occupation for more than 4 years continuously.
After obtaining the secondary vocational qualification certificate of this occupation, he has been engaged in this occupation for more than 3 years continuously, and has reached the standard hours stipulated in the formal training of this occupation level, and obtained the certificate of completion.
Financial planner is a professional who provides comprehensive financial planning for customers. Refers to the personnel who provide comprehensive financial consulting services for individuals, families, small and medium-sized enterprises and institutions by using the principles, techniques and methods of financial planning.
Financial planning
Financial planning refers to the use of scientific methods and specific procedures to develop practical and operational financial planning for customers, mainly including cash planning, consumption expenditure planning, education planning, risk management and insurance planning, tax planning, investment planning, retirement planning, property distribution and inheritance planning.
The purpose of financial planning is to enable customers to continuously improve their quality of life, even if they are old and weak or their income drops sharply, they can maintain the established standard of living. The goal of financial planning has two levels: financial security and financial freedom. Financial planning is a comprehensive process of evaluating the financial needs of individuals or families in all aspects. It is a comprehensive financial service that professional financial personnel analyze customers' life and financial situation by defining their financial objectives, so as to help customers make feasible financial plans.
Career introduction
According to the National Professional Standard for Financial Planners formulated by People's Republic of China (PRC) and the Ministry of Labor and Social Security, financial planning requires providing all-round services. Therefore, financial planners are required to fully grasp all kinds of financial instruments and relevant laws and regulations, provide customers with tailor-made and feasible financial plans, and meet customers' long-term and ever-changing financial needs in the process of constantly revising the plans.
operating duty
In the practical work of financial planning, the goals of financial security and financial freedom are embodied in eight specific plans, such as cash planning, consumption expenditure planning, education planning, risk management and insurance planning, tax planning, investment planning, retirement planning, property distribution and inheritance planning, which are concentrated in the following eight aspects:
Necessary liquidity of assets. Individuals hold cash mainly to meet daily expenses, emergency prevention and speculative needs. Individuals should ensure that they have enough funds to pay planned and unplanned expenses, so financial planners should not only ensure the liquidity of customers' funds, but also consider the holding cost of cash, make cash on hand meet short-term needs through cash planning, and meet expected cash expenditures through various short-term investment tools.
Reasonable consumption expenditure. The primary goal of personal financial management is not to maximize personal value, but to make personal financial situation stable and reasonable. In real life, reducing personal expenses is sometimes easier to achieve financial goals than seeking high return on investment. Through consumption expenditure planning, personal consumption expenditure is reasonable, and the household income and expenditure structure is generally balanced.
Realize educational expectations. Education is the foundation of life. With the changes of the times, people's requirements for education are getting higher and higher. Coupled with the increasing education expenditure, the proportion of education expenditure is increasing. Customers need to plan their education expenses as early as possible, make a reasonable financial plan, and ensure that they have the ability to pay their own and their children's education expenses reasonably in the future, so as to fully meet the educational expectations of individuals (families).
Complete risk protection. In one's life, risks are everywhere. Financial planners make appropriate financial arrangements through risk management and insurance planning to minimize the losses caused by accidents, so that customers can better avoid risks and protect their lives.
Reasonable tax payment arrangements. Paying taxes is everyone's legal obligation, but taxpayers often want to minimize their tax burden. In order to achieve this goal, financial planners make full use of the preferential and differential treatment stipulated in the tax law, and appropriately reduce or delay the tax expenditure by pre-planning and arranging the taxpayer's economic activities such as operation, investment and financial management.
Accumulate wealth. The increase of personal wealth can be achieved by reducing expenditure, but the absolute increase of personal wealth will ultimately be achieved by increasing income. Wage income is limited, and investment is completely characterized by actively striving for higher returns. The rapid accumulation of personal wealth is mainly achieved through investment. Financial planners can determine effective investment schemes according to financial objectives, personal investable amount and risk tolerance, so that investment will bring more and more income to individuals or families, gradually become the main source of income for individuals or families, and finally reach the level of financial freedom.
Enjoy your old age. When people reach old age, their income ability will inevitably decline. Therefore, it is necessary to carry out financial planning in the middle-aged and young people in order to achieve the dignified and independent life goal of "providing for the elderly, having a proper end and enjoying the old age".
Property distribution and inheritance. Property distribution and inheritance is an inevitable part of personal financial planning. Financial planners should try their best to reduce the expenses incurred in the process of property distribution and inheritance, assist customers to distribute property reasonably and meet the needs of family members at different stages of family development. It is necessary to choose the tools of estate management and formulate the scheme of estate distribution to ensure that family property can be passed down from generation to generation when customers die or lose their capacity.
Career development and prospects
With the rapid development of China's economy in the past 30 years, the middle class and wealthy class are rapidly forming, and a considerable number of them are gradually developing from the stage of radical investment and rapid accumulation of wealth to the direction of steady and conservative investment, capital security and comprehensive financial management, so the demand for financial planners who can provide objective and comprehensive financial management services is growing rapidly. According to McKinsey's survey, China's personal financial market will grow to $57 billion in 2006, and professional financial management will become one of the most potential financial businesses in China. In contrast to the rising demand for financial services, the number of financial planners in China is obviously insufficient. The scale of China's domestic wealth management market far exceeds 654.38 billion yuan. A mature financial market requires at least one professional financial planner in every three families. Therefore, there is a gap of 200,000 financial planners in China and more than 30,000 in Beijing alone. In China, less than 65,438+00% of consumers' wealth has been professionally managed, compared with 58% in the United States.
Financial planners can not only serve financial institutions, such as commercial banks and insurance companies, but also practice independently and provide financial services to customers as a third party. 1997 The average annual salary of financial planners in the United States was $65,438 +0 1 10,000, which was equivalent to the middle managers of large companies. The difference is that many of them only work 600 hours a year. In 200 1 America's "Job Evaluation" ranking, financial planners ranked first, including the presidency.
So what's the salary of this new job? It is understood that the average annual income of financial planners in the United States is 65,438+065,438+000,000 US dollars, and the highest income of financial planners in Hong Kong last year reached more than 2 million Hong Kong dollars. Liu Yanbin, secretary general of the National Expert Committee of Financial Planners, believes that the annual salary of domestic financial planners "should be between100000 yuan and100000 yuan". With reference to the macroeconomic situation in China, it is not difficult to predict that financial planner will become another golden collar career with broad development prospects in China after lawyers and certified public accountants.
subject of examination
Examination content:
* * * Three courses (basic knowledge, professional skills and comprehensive evaluation)
Examination time:
Financial planner II: mid-May 2008165438+1mid-October.
Third-level financial planner: mid-May 2008165438+1mid-October.
Announcement of results:
Within two months after the exam
Certificate issuance time:
Within two months after the results are announced.
Examination textbook
The new textbook published this time is divided into three volumes, namely "Basic Knowledge of Financial Planners", "Professional Ability of Assistant Financial Planners" and "Professional Ability of Financial Planners".
Among them, "Basic Knowledge of Financial Planners" is suitable for assistant financial planners (national vocational qualification level 3) and financial planners (national vocational qualification level 2), and it is a general teaching material that has passed the national financial planner examinations at all levels. The professional ability of assistant financial planner and financial planner are applicable to the national financial planner level 3 and level 2 exams respectively.
Compared with the previous edition, the new edition has been greatly adjusted and revised. In the basic knowledge of financial planners, it emphasizes the logical relationship between the theoretical system of basic skills such as finance, macroeconomics and financial calculation and the practical work of financial planning, highlights the important position of taxation, law and other related fields, and expounds relevant knowledge points in relative detail through a large number of examples, cases and links; In "Professional Competence of Assistant Financial Planners" and "Professional Competence of Financial Planners", the new textbook adjusts, updates and supplements the contents of the old textbook according to the changes of national policies and regulations and financial products and tools in the past year, puts forward corresponding ability requirements, and prompts relevant knowledge, so that the specific financial planning work can keep pace with the times and facilitate the financial planners to carry out their work better.
The new course has the following notable features:
1. Committed to solving the localization problem of financial planner's practice;
Secondly, it emphasizes that financial planners need to have comprehensive knowledge and skills;
Third, it has distinct characteristics of the times;
Fourth, persistently pursue good practices that meet international standards.
[Edit this paragraph] Employment direction
1. The Central Bank (People's Bank of China), the Banking Regulatory Commission, the Securities Regulatory Commission and the Insurance Regulatory Commission are financial regulatory bodies.
Being a financial officer in the industry supervision and management department should be the first choice for financial graduate students. First of all, China's finance is based on macroeconomics and macro-control of financial markets, and its professional application is easy to get started, and its policy grasp is relatively in place; Secondly, working in the industry management department for three to five years before going to the practice organization can at least give a middle-level position. Its limitation is that it is difficult to enter the competent departments of these industries, which may depend on the background. It is difficult for undergraduates to enter unless they are really excellent.
Two, commercial banks, including the four major banks and joint-stock banks, city commercial banks, foreign banks in the domestic branches.
It is a good choice for graduates to enter the four major state-owned commercial banks first. Because you have certain banking experience and professional background, the possibility of going to domestic joint-stock firms or foreign banks will increase. Many students joined the four major state-owned banks at the beginning. After the rapid development of urban joint-stock commercial banks, they have jumped ship and become the backbone of urban commercial banks and joint-stock commercial banks. Many of them became middle managers and a few became senior leaders. The flexible and pragmatic cadre appointment methods of city commercial banks and joint-stock commercial banks, on seniority, have made the four major banks become the "Whampoa Military Academy" for their professionals, and this situation is still continuing. In addition, although the four major state-owned banks have some bureaucratic habits, they are very attractive, especially for female students, because of their stable income, light pressure and high welfare level. It is suggested that friends who are interested in the four major state-owned commercial banks should focus on commercial bank management, international finance and monetary policy.
Three, the National Development Bank, China Agricultural Development Bank and other policy banks.
Policy banks, such as development banks and agricultural development banks, are also better choices, but their work nature is similar to that of civil servants, and their financial business is not prominent. They are all places that rely on policies to eat, and the benefits to personal career are still relatively weak compared with industry supervision departments and commercial banks. If they want to temporarily become a climate in the financial field, it is best not to choose such a unit. However, at present, the salary level and treatment of such units are better than those of commercial banks, which has become a bright spot to attract graduates' attention.
Four, securities companies (including fund management companies), trust and investment companies, financial holding groups and other financial companies with greater risks.
Securities, trusts and funds all rely on risk management for a living, and there are systemic risk factors in the industry. But it is relatively easy to make money, and the short-term return is high (risky). They operate according to the real enterprise management mechanism. If you want to develop professionally and make achievements, working in this industry is an excellent choice. Many fund managers and investment bank managers earn more than one million yuan a year. The difficulty lies in the gradual improvement of academic qualifications. The minimum requirement is a master's degree. Compared with banks and other financial institutions, the requirements for their personal investment management and financial operation ability are higher. If you are interested in these industries, you can choose the professional direction of securities investment, financial market and financial engineering. If you are majoring in financial management and master of law (undergraduate is financial economics), this is also a good choice. The recent re-emergence of trust industry has added a new choice for graduates majoring in finance, and the operation strategy of its big investment bank has also made it take the elite route in personnel use. There is a saying in the investment community that "80% of the company's profits are created by less than 5% of its employees". The current thinking of the above three companies is to actively dig corners, and these three companies have the strongest liquidity in the financial industry. Elite people who are interested in risk management, travel all day, have a stomachache all the year round and have no place to live may wish to choose this industry. Of course, it is undeniable that the return of this industry is directly proportional to the input. It is suggested that male students choose this industry, which should be more developed.
Five, four major asset management companies, financial leasing, guarantee companies.
The four major asset management companies are similar to policy banks. The financial leasing and guarantee industries are developing rapidly and can be considered to enter. Of course, if you have experience in banking and securities, you should be more successful in entering this industry.
6. Insurance companies and insurance brokerage companies. Social security fund management center or social security bureau.
Insurance companies can refer to the analysis of commercial banks for several years. With the experience of insurance marketing and risk management, there are still many things to be done under the opportunity of the rapid growth of domestic joint-stock insurance institutions and the entry of foreign insurance institutions. Actuarial specialty is very popular. Social security centers and financial audit departments are places for providing for the aged, which are relatively stable and inflexible. Of course, friends who want to get steady income may wish to consider it as an option.
Seven, listed (to be listed) joint-stock company securities department, finance department, securities affairs representative, board secretariat, etc.
Working experience in the securities department of a listed company is also acceptable, and it spans two lines of the securities industry, and then it must have a foothold for development. If you do a good job in preparing for the IPO, it will be more beneficial to your future career. It requires high financial and industry analysis ability, so you should strengthen your study in this area.
Eight, the government administrative agencies in the sequence of national civil servants, such as finance, auditing, customs and other departments; Teachers majoring in finance in colleges and universities; Research institutions, researchers.
It is obvious that universities and research institutes are the first choice for students who are interested in academic work.
[Edit this paragraph] Occupation definition
Personnel who provide comprehensive financial consulting services for individuals, families, small and medium-sized enterprises and institutions by using the principles, techniques and methods of financial planning.
Financial planner is a professional who provides comprehensive financial planning for customers. According to the National Professional Standard for Financial Planners formulated by People's Republic of China (PRC) and the Ministry of Labor and Social Security, a financial planner refers to a person who provides comprehensive financial consulting services for individuals, families, small and medium-sized enterprises and institutions by using the principles, techniques and methods of financial planning. Financial planning requires providing all-round services, so financial planners are required to master all kinds of financial tools and relevant laws and regulations, provide tailor-made and feasible financial plans for customers, and meet customers' long-term and ever-changing financial needs in the process of constantly revising the plans.
[Edit this paragraph] Professional level
There are three levels of this profession, namely:
Assistant financial planner (national vocational qualification level 3),
Financial planner (national vocational qualification level 2),
Senior financial planner (national vocational qualification level 1).
Note: The current examination grades are Grade III, Grade II and Grade I in 2007.
[Edit this paragraph] Vocational training period
Full-time vocational school education is determined according to its training objectives and teaching plan. Promotion training period: assistant financial planner shall have no less than 120 standard hours; Financial planner shall not be less than 120 standard hours; Senior scientific planner shall have no less than 100 standard class hours.
[Edit this paragraph] Declaration conditions
-Assistant financial planner (with one of the following conditions)
(1) Having been engaged in this occupation for 6 years continuously.
(2) Having a diploma of school-based major or related major in a technical school, technician college or vocational college with advanced skills as the training goal.
(3) College degree or above in this major or related major.
(4) Have a college degree or above in other majors and be engaged in this occupation 1 year or more.
(5) Have a college degree or above in other majors, have reached the required standard hours after being trained by the professional assistant financial planner, and have obtained a certificate of completion.
-Financial planner (with one of the following conditions)
(1) Continuously engaged in this occupation 13 years.
(2) Having worked in this major for more than 5 years after obtaining the professional qualification certificate of the professional assistant financial planner.
(3) After obtaining the professional qualification certificate of the professional assistant financial planner, he has been engaged in the professional work for more than 4 years, and has been trained by the professional financial planner to reach the required standard hours, and has obtained the certificate of completion.
(4) have a bachelor's degree certificate in this major or related major and have been engaged in this occupation for more than 5 years.
(5) Having a bachelor's degree in this major or related major, and having been engaged in this major for more than 4 years after obtaining the professional qualification certificate of assistant financial planner in this major.
(6) Have a bachelor's degree in this major or related major, obtain the professional qualification certificate of assistant financial planner in this major, have been engaged in this major for more than 3 years, have reached the required standard hours after the training of financial planner in this major, and have obtained the certificate of completion.
(seven) after obtaining a master's degree or above, engaged in this occupation for more than 2 years.
-First-class senior financial planner (with one of the following conditions)
(1) Continuously engaged in this occupation 19 years.
(2) Having been engaged in the professional work for more than 4 years after obtaining the professional qualification certificate of the professional financial planner.
(three) after obtaining the professional qualification certificate of the professional financial planner, he has been engaged in the professional work for more than 3 years, and has been trained by the professional financial planner to reach the prescribed standard hours, and has obtained the certificate of completion.
[Edit this paragraph] Work content
In the practical work of financial planning, the goals of financial security and financial freedom are embodied in eight specific plans, such as cash planning, consumption expenditure planning, education planning, risk management and insurance planning, tax planning, investment planning, retirement planning, property distribution and inheritance planning, which are concentrated in the following eight aspects:
1. Necessary asset liquidity. Individuals hold cash mainly to meet daily expenses, emergency prevention and speculative needs. Individuals should ensure that they have enough funds to pay planned and unplanned expenses, so financial planners should not only ensure the liquidity of customers' funds, but also consider the holding cost of cash, make cash on hand meet short-term needs through cash planning, and meet expected cash expenditures through various short-term investment tools.
2. Reasonable consumption expenditure. The primary goal of personal financial management is not to maximize personal value, but to make personal financial situation stable and reasonable. In real life, reducing personal expenses is sometimes easier to achieve financial goals than seeking high return on investment. Through consumption expenditure planning, personal consumption expenditure is reasonable, and the household income and expenditure structure is generally balanced.
3. Realize educational expectations. Education is the foundation of life. With the changes of the times, people's requirements for education are getting higher and higher. Coupled with the increasing education expenditure, the proportion of education expenditure is increasing. Customers need to plan their education expenses as early as possible, make a reasonable financial plan, and ensure that they have the ability to pay their own and their children's education expenses reasonably in the future, so as to fully meet the educational expectations of individuals (families).
4. Complete risk protection. In one's life, risks are everywhere. Financial planners make appropriate financial arrangements through risk management and insurance planning to minimize the losses caused by accidents, so that customers can better avoid risks and protect their lives.
5. Reasonable tax payment arrangements. Paying taxes is everyone's legal obligation, but taxpayers often want to minimize their tax burden. In order to achieve this goal, financial planners make full use of the preferential and differential treatment stipulated in the tax law, and appropriately reduce or delay the tax expenditure by pre-planning and arranging the taxpayer's economic activities such as operation, investment and financial management.
6. accumulate wealth. The increase of personal wealth can be achieved by reducing expenditure, but the absolute increase of personal wealth will ultimately be achieved by increasing income. Wage income is limited, and investment is completely characterized by actively striving for higher returns. The rapid accumulation of personal wealth is mainly achieved through investment. Financial planners can determine effective investment schemes according to financial objectives, personal investable amount and risk tolerance, so that investment will bring more and more income to individuals or families, gradually become the main source of income for individuals or families, and finally reach the level of financial freedom.
7. Enjoy your old age. When people reach old age, their income ability will inevitably decline. Therefore, it is necessary to carry out financial planning in the middle-aged and young people in order to achieve the dignified and independent life goal of "providing for the elderly, having a proper end and enjoying the old age".
8. Ideal property distribution and inheritance. Property distribution and inheritance is an inevitable part of personal financial planning. Financial planners should try their best to reduce the expenses incurred in the process of property distribution and inheritance, assist customers to distribute property reasonably and meet the needs of family members at different stages of family development. It is necessary to choose estate management tools and make estate distribution plans to ensure that family property can be passed down from generation to generation when customers die or lose their capacity.
[Edit this paragraph] Career prospects
With the rapid development of China's economy in the past 30 years, the middle class and wealthy class are rapidly forming, and a considerable number of them are gradually developing from the stage of radical investment and rapid accumulation of wealth to the direction of steady and conservative investment, capital security and comprehensive financial management, so the demand for financial planners who can provide objective and comprehensive financial management services is growing rapidly. According to McKinsey's survey, China's personal financial market will grow to $57 billion in 2006, and professional financial management will become one of the most potential financial businesses in China. In contrast to the rising demand for financial services, the number of financial planners in China is obviously insufficient. The scale of China's domestic wealth management market far exceeds 654.38 billion yuan. A mature financial market requires at least one professional financial planner in every three families. Therefore, there is a gap of 200,000 financial planners in China and more than 30,000 in Beijing alone. In China, less than 65,438+00% of consumers' wealth has been professionally managed, compared with 58% in the United States.
Financial planners can not only serve financial institutions, such as commercial banks and insurance companies, but also practice independently and provide financial services to customers as a third party. 1997 The average annual salary of financial planners in the United States was $65,438 +0 1 10,000, which was equivalent to the middle managers of large companies. The difference is that many of them only work 600 hours a year. In 200 1 America's "Job Evaluation" ranking, financial planners ranked first, including the presidency.
So what's the salary of this new job? It is understood that the average annual income of financial planners in the United States is 65,438+065,438+000,000 US dollars, and the highest income of financial planners in Hong Kong last year reached more than 2 million Hong Kong dollars. Liu Yanbin, secretary general of the National Expert Committee of Financial Planners, believes that the annual salary of domestic financial planners "should be between100000 RMB". With reference to the macroeconomic situation in China, it is not difficult to predict that financial planner will become another golden collar career with broad development prospects in China after lawyers and certified public accountants.
Personal financial planning is the top priority of financial planning. Personal financial planning is a long-term process, a process of striving to achieve lifelong financial security, autonomy, freedom and freedom; For customers, financial planning is also a comprehensive service. It is a kind of comprehensive financial service, in which professional financial personnel analyze the life and financial situation of individual customers by defining their financial objectives, so as to help customers make feasible financial plans. It is not limited to providing a single financial product, but provides all-round, multi-level and personalized services for various financial objectives of customers at different stages. The specific contents of personal financial planning include cash planning, consumption expenditure planning, education planning, risk management and insurance planning, tax planning, investment planning, retirement planning, property distribution and inheritance planning.
Practitioners who specialize in financial planning are called financial planners. Financial planners serve customers faithfully and objectively for a long time, and often enjoy the status of quasi-family members in many families.
It is generally believed that modern financial planning originated from American insurance industry in 1930s. After World War II, economic recovery and social wealth accumulation made American personal financial planning take off. The professional certification of financial planners in the United States has played a key role in promoting the development of personal financial planning industry in the United States and even in the world, making financial planning business gradually develop into an independent financial service industry, and a professional technician with objective and fair practice criteria-financial planner has emerged. Their main business is no longer to obtain commission by selling financial products and services, but to help customers achieve their life and financial goals, conduct professional consultation, and implement financial advice through standardized personal financial service processes to prevent customers' interests from being infringed.
[Edit this paragraph] Domestic status quo
Since the reform and opening up, China's GDP has increased by 9.5% annually. It is the fastest growing country in the world, which is three times the average annual growth rate of the world economy in the same period. The middle class and the extremely rich are rapidly forming, and quite a few people's financial management concepts are gradually developing from the stage of radical investment and rapid accumulation of wealth to the direction of steady and conservative investment, capital security and comprehensive financial management. Therefore, the demand for financial planners who can provide objective and comprehensive financial management services is growing rapidly, and China has become one of the countries with the fastest development of personal financial management business in the world.
At present, the concept of financial planning has been gradually known in the financial industry, especially in insurance companies and commercial banks. Many insurance companies and commercial banks have set up special personal finance studios or financial departments to provide customers with corresponding financial services.
In view of the strong social demand for financial planners and the lack of national standards for financial planners, the National Professional Appraisal Center organized relevant experts to formulate the National Professional Standards for Financial Planners according to China's national conditions, which came into effect on June 5438+1October 23, 2003, thus formally defining financial planning as a profession. In August 2005, the National Professional Appraisal Center entrusted Beijing Oriental Wall Financial Consulting Co., Ltd. and School of Finance and Finance of Renmin University of China to hold the first pilot training course for financial planners in Beijing. The students then took part in the national experimental appraisal examination for financial planners organized by the National Vocational Appraisal Center, and all the students who passed the examination obtained the national vocational qualification certificate for financial planners.
[Edit this paragraph] Identification method
Assistant financial planners take two exams: basic knowledge and professional ability (both "basic knowledge" and "professional ability" need to be scribbled with machine-readable cards; "Basic knowledge" includes single choice, multiple choices and judgments, while "professional ability" only includes multiple choice questions.
Financial planners test basic knowledge, professional ability and comprehensive evaluation (in which "basic knowledge" and "professional ability" are answered with scribbled machine-readable cards, including single choice, multiple choices and judgments; "Comprehensive review" is a written answer, mainly based on case analysis).
[Edit this paragraph] Training object
(1) Engaged in banking, trust and investment, wealth management, funds, securities, real estate, finance, insurance, students and other related personnel.
(2) Senior managers from all walks of life
(3) People who are interested in financial planning.
All the above personnel can declare.