Zhuang is a pure education insurance, which is divided into three types.
Paragraph A is to ensure that you receive all university education funds and dividends in one lump sum until 18 years old, and the insurance liability is terminated.
Paragraph b is to guarantee that you will get a four-year college education when you are 25 years old, 18~2 1 year old, and a business marriage bonus and all dividends when you are 25 years old, and the insurance liability will be terminated.
C is lifetime guarantee. 18 to 2 1 year-old, receiving four-year college education, receiving lifelong death protection at the age of 25, and enjoying dividends from insurance companies for life.
Which one is specific depends on how you choose when you apply for insurance.
In addition, the income of education insurance will not be very high, basically one or two points more than bank deposits. This is quite normal. If a salesman of a company says how many times they can double it, it must be a bluff.
Think of it as saving an education fund for children every year from now on. In the future, you won't have to pay 40 thousand or 50 thousand yuan at once to be nervous.
I hope my answer can help you.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.